Tsn help small businesses. Help for start-up entrepreneurs - real support options. Term for receiving funds

When receiving any state subsidies and grants, it is important to remember that priority is always given to priority activities: household, transport services, catering, manufacturing, agriculture, etc. And also if your business contributes to job creation.

ATTENTION: at the moment (2018) in most regions this subsidy has been canceled, but still in some constituent entities of the Russian Federation it is issued, you need to find out in your central lock. However, the money for registering a business is always returned.

We receive a subsidy from the employment center in 2018

IMPORTANT! Let's say you were approved for a subsidy for business development of 58,800 rubles. You, as a former unemployed person who has created additional workplace for an unemployed person, receive another subsidy in the same amount (58,800 rubles) by hiring him.

Do not register an individual entrepreneur until you receive a notice of a positive decision and conclude an agreement for a subsidy! Check with your local job center first to see if they have this program subsidies. If not, then in any case, you will be reimbursed for the registration of the business.

The people involved in receiving the subsidy said that it is best to apply at the beginning of the year, while there is money in the budget for this, because in some cities they allegedly introduce restrictions on such things (say, 10 subsidies for the whole year).

STEP 1. REGISTER WITH YOUR LOCAL EMPLOYMENT CENTER AS UNEMPLOYED

By the way, you will not be able to become unemployed if you:

  • do military, alternative service, service in the Ministry of Internal Affairs
  • woman in maternity leave or caring for a child under 3 years old
  • already working on employment contract
  • you are under 16
  • old-age pensioner; occupational pension
  • full-time student
  • already registered as an individual entrepreneur or are the founder of an LLC
  • disabled non-working group
  • submitted documents containing knowingly false information about the absence of work and earnings, as well as submitted other false data to recognize you as unemployed;
  • a person temporarily working in the territory of another state
  • refused within 10 days from the date of registration at the employment center from two options suitable job including temporary work
  • did not appear at the employment service authorities within 10 days after registration to offer you a suitable job and do not have valid
  • did not appear within the period established by the labor exchange, for registering you as unemployed
  • you are serving a sentence by a court sentence in the form of: correctional labor, arrest, restriction of freedom, imprisonment, life imprisonment
  • not ready for any reason to start work

TO OBTAIN UNEMPLOYED STATUS, YOU NEED:

  1. Application for the desire to register (the form will be given in your local branch CZ)
  2. The passport
  3. TIN (if available)
  4. Education document
  5. Employment history
  6. pension insurance certificate
  7. Salary certificate for the last 3 months from the last place of work (not required if you have not worked for more than a year before applying)

Those who are looking for a job for the first time provide only a passport and a certificate of education.

STEP 2. APPLY TO THE CENTER'S SPECIALISTS WITH A REQUEST FOR PROMOTION OF SELF-EMPLOYMENT.

You will be tested to find out your degree of entrepreneurial readiness.

You will take a kind of special training course, where you will be introduced to the basics of entrepreneurial activity - economic, legal aspects, talk about entrepreneurship support programs, and the registration procedure.

STEP 3. MAKE A BUSINESS PLAN.

Do not think that the commission will expect from you a huge pile of papers with an abundance of abstruse economic terms, will find fault with every figure, as most investors do.

In our practice, there was a woman who was refused only because she had a lot of words incomprehensible to the commission, they asked her to do it easier. So you can:

  • thanks to the great and powerful Internet, download templates, figure it out on your own and make it for yourself business plan for a grant
  • order it in specialized firms
  • contact your local business development center
  • Also, the specialists of the employment center help with the preparation of a business plan

STEP 4. APPLY WITH A BUSINESS PLAN FOR SUBSIDIES.
In case of a positive decision, a special contract will be concluded with you.

STEP 5. AFTER APPROVAL, REGISTER YOUR IP AND SUBMIT DOCUMENTS(as well as checks for registration services to reimburse expenses) to the Employment Center and wait for the subsidy to be transferred.

What's next?

The entire procedure for obtaining a subsidy can take from 1 to 6 months. 3 months after receiving the money, it is necessary to submit documents confirming the targeted spending of funds to the Employment Center.

As a rule, weighty arguments are commodity and cash receipts. Expenses must match the planned expenses in the business plan. If it turns out that the money was used for other purposes, the amount will have to be returned in full.

Many people are unable to start their own business due to lack of start-up capital. This is a serious barrier that prevents novice entrepreneurs from realizing their plans. In this case, state financial support becomes a good help. You will learn how to get a subsidy from the state for small businesses in 2018 from this article.

Types of subsidies

First of all, it should be noted that a subsidy to small businesses from the state is not a loan, and not a loan. The entrepreneur receives money free of charge, but only on condition that he spends it for its intended purpose.

If you want to receive a business subsidy from the state, you need to draw up in advance detailed plan actions, as well as calculate possible costs and future profits. All items of expenditure should be described in as much detail as possible. In this case, officials will clearly understand what you want to spend money on and, most likely, will make a positive decision. After individual entrepreneur spend money, he must report for them to the regulatory authorities. The report must be accompanied by documents that confirm their intended spending.

Government programs to support small businesses are a great option for those who do not know.

They may have different purposes:

  • Training of employees on courses;
  • Loan payments;
  • For rental payments;
  • Updates to fixed assets;
  • Grants for the implementation of the business plan;
  • For patenting.

Distribution Money by regions is carried out on a competitive basis. The list of events aimed at supporting start-up businessmen is expanding every year.

The types of subsidies are established by each subject of the Russian Federation individually.

State aid can be of the following types:

  • Starting your own business - 60 thousand rubles;
  • Support for entrepreneurs - 25 thousand rubles;
  • Assistance to start a business for an entrepreneur who is disabled, unemployed or the only parent of a minor child - 300 thousand rubles.

The subsidy is issued not only for opening, but also for business development. In addition to financial support, you can also receive other types of state assistance:

  • Rent commercial real estate, special equipment or land plots at low rates, and in some cases even free of charge;
  • Preferential bank loans;
  • Subsidizing fixed assets for the purchase of equipment or machinery on lease.

The start-up entrepreneurship support funds employ specialists who provide free legal support businesses and help with bookkeeping.

How to get help?

To get money to start a business from the state in 2018, you need to go through a difficult and long way. According to the law, any unemployed person who is registered with the employment center can apply for such assistance. To do this, you need to provide a ready-made business plan. It should indicate the type of activity, information about production equipment and technologies, suppliers of raw materials, etc. It is also necessary to calculate the approximate cost of the project, taking into account the state subsidy and equity.

If you have high hopes for this money, you should carefully prepare from all sides. Initially, the business plan is considered by an expert commission, which gives it a professional assessment. If your proposal does not look strong enough or illiterate, most likely you will be rejected. Therefore, before submitting an application, you need to make sure that your project has no vulnerabilities:

  • Sphere. It is best to start a business in a manufacturing or innovative industry;
  • Funds. Indicate in the application what you want to spend the subsidy on;
  • Workplaces. If you plan to hire 5 workers, this will give you certain advantages;
  • Qualification. If your team has at least 3 years of experience in the chosen industry, you will receive additional points during the assessment.

After you hand over all the documents to the department for promoting self-employment of citizens at the employment center, you need to open an account to which the state subsidy for the development of small businesses will be transferred. If your plan is approved, you can register with tax office. You will spend no more than five days on registering an IP. After receiving the certificate, you need to submit the following package of documents to the employment center:

  • The passport;
  • Business plan;
  • Application for assistance.

These documents are needed to conclude an agreement between the state and the entrepreneur. Financial assistance will be transferred to your account within a month from the date of signing the contract.

Reasons for refusing financial assistance

Let's figure out how to get money for business from the state for free in 2018 and at the same time avoid refusal. The most common reason why a subsidy may be refused is the inconsistency of the business plan with the areas of activity, the development of which is a priority for the state. So if you haven't decided yet, please Special attention to the following areas:

  • Agriculture;
  • Innovation sphere;
  • Education;
  • The medicine;
  • Tourism.

There are certain areas of activity that are not subject to subsidies:

  • Gambling business;
  • Banking services;
  • Insurance;
  • Issuance of loans.

If a person asks for too much money, public service can significantly reduce it or refuse to provide assistance. The fund, which is engaged in the issuance of subsidies, makes a decision within 6 months from the date of application. Therefore, if you really need financial support, apply to several different funds at the same time.

Another common reason for refusing to receive a subsidy from the state for starting a small business is dubious, weak project, which raises many questions. Members of the commission, before making a positive decision, must make sure that the documents issued to you financial resources will be used strictly for their intended purpose. It should also be remembered that the state does not finance projects that will be implemented outside our country. An unemployed person who has already received a subsidy may also no longer rely on state support.

Before you apply for a subsidy, you must first find out in order to choose the right direction of activity. After that, carefully develop a business plan and collect all the necessary documents.

Features of obtaining a subsidy

The main feature of small business subsidies from the state in 2018 is that you do not have to return the money received, since they are given free of charge. But the state should receive in return new jobs at a small enterprise and another strong cell in the economy.

An entrepreneur who signs a subsidy agreement must understand that by doing so he imposes certain obligations on himself. The most important of them is the provision of reports with documentary evidence of the intended use of the subsidy. The report must be submitted to the tax office within 3 months after receiving financial assistance.

As confirmation, you can use:

  • Paid payment orders;
  • checks;
  • Receipts and any other payment documents.

The report must fully comply with all points of the finished business plan. If the entrepreneur cannot fully or partially confirm the intended use of funds, he will have to return all the money in full. There is one more small nuance in the terms of the agreement, which excludes the appearance of one-day firms opened for public money. By agreement, the entrepreneur who received the subsidy must work for at least 1 year.

Before you receive money for the development of small businesses from the state in 2018, you need to familiarize yourself with all the features of the issuance of subsidies in order to avoid problems in the future.

Video: how to get a business subsidy?

What can the subsidy be spent on?

Public money should be used only for its intended purpose. An entrepreneur who has received a subsidy must account for every penny. To understand where finances can be used, before receiving money from the state for business development in 2018, you need to carefully study the terms of the contract.

So what can you spend money on?

  1. Purchase of equipment. It is put on the balance sheet for 3 years, so you do not have the right to sell or donate equipment during this period;
  2. No more than 20% of the total amount can be spent on renting an office or production premises;
  3. Purchase of licensed software;
  4. Receipt required licenses;
  5. Purchase Supplies and raw materials (20% of the total).

Before you apply for government assistance, decide to correctly allocate cash flows.

How to draw up a business plan for obtaining a subsidy?

Developing a business plan is a very important point to which special attention should be paid. If you are sure that your idea is this, you need to convince the officials who decide on the issuance of state aid.

Consider the main principles of drawing up a business plan:

  • Try to express your thoughts simply and clearly, without specific terms;
  • Use as many exact numbers as possible. If you want to get 2 million rubles in profit in the first year of operation, indicate in the business plan how you can achieve this;
  • The project must contain a clear development strategy. Describe the intended distribution channels, projected demand for products, etc. Also, do not forget to indicate how much money you plan to spend on the implementation of the idea;
  • A well-designed action plan is the easiest way to get a business subsidy from the state.

Don't forget that the money received as part of the subsidy must be spent within one year. If your company goes bankrupt for some reason, you will be forced to return all the funds spent.

When a person begins to think about his business, the first question that arises is where to get the money to open an IP. Often, the main options are bank lending and the search for investors, but few people know that the employment center also provides assistance in opening IP to novice entrepreneurs and gives them a subsidy. Opening an individual entrepreneur through an employment center requires careful attention - success in obtaining start-up capital from the state depends on it.

To receive financial assistance for start-up entrepreneurs, a future businessman must be an unemployed citizen of Russia, be at least 18 years old and register at the labor exchange as an applicant. Registration at the employment center, in addition to the possibility of receiving a subsidy, is no less useful, since applicants who are registered for employment are offered a large number of business courses that will help you get more detailed information regarding business activities. Also in the staff of the labor exchange there are specialists who will help future entrepreneurs draw up a business plan.

Who can become a labor exchange for a subsidy?

  • persons over the age of 18;
  • persons who have registered with the employment center and are in the status of unemployed;
  • persons who have been registered at the employment center for more than 1 month, and who have not been able to find a job due to the lack of suitable work.

Those who decide to open an individual entrepreneur through an employment center should be aware that the state has established restrictions due to which not everyone will be able to join the labor exchange with the subsequent registration of their business.

This list includes persons in the following categories:

  • disabled non-working group;
  • mothers on maternity leave;
  • people under the age of 18;
  • pensioners;
  • students;
  • people working under an employment contract;
  • people who were previously registered at the employment center and were refused due to violation of the rules;
  • entrepreneurs who have already state registration as an IP.

Also, those who cannot be on the labor exchange include persons sentenced to imprisonment or corrective labor.

Documents for registration

In order to register at the employment center, the future individual entrepreneur needs to prepare a list of documents:

  • passport of a citizen of the Russian Federation;
  • taxpayer identification code;
  • employment history;
  • salary certificate for the last 3 months;
  • education document.

If a person did not work during the last calendar year, then a passport and a certificate of education will be enough.

After preparing the documents for entering the labor exchange, you should write a statement that the future entrepreneur needs to register an individual entrepreneur through the employment center, and he wants to. The application must be accompanied by:

    • a copy of an account opened with financial institution for which the subsidy will be received (in case of a positive decision by the employment center);
    • business plan.

Business plan for an employment center

Most people who need a subsidy to open an IP from the labor exchange are somewhat lost when they find out that they need to write a business plan and defend it before an expert commission. However, it should be said that there is nothing wrong with this, since a business plan can be written in your own words without using complex terms. The simpler and clearer the plan for the development of the future case is written, the more likely it is that the commission will make a positive decision regarding the applicant.

When drawing up a business plan, it is very important to consider the following points:

  • characteristics of the project (a few proposals will suffice);
  • detailed information about what the entrepreneur will do, what goods or services he will provide to his customers;
  • a brief analysis of the competition market;
  • description of the stages of promotion of entrepreneurial business;
  • description of the production process;
  • list of personnel to be hired;
  • approximate forecasting of the development of entrepreneurship, its income and expenses;
  • financial planning;
  • assessment of risks.

Opening an individual entrepreneur through the labor exchange cannot be done without drawing up a business plan, and in order for it to be approved, several recommendations must be followed:

  • no need to use complex reasoning in the text;
  • pay more attention to items that describe the costs and income of the future enterprise;
  • must be read carefully ready business plan and remember everything important points indicated in it.

After drawing up a business plan, it will need to be re-read, saved and printed. Further, the document is sent or handed over personally to the inspector of the employment center, who subsequently sends it to the head. The business plan is considered in several instances and after that a decision will be made regarding the granting of a subsidy. Final result will be communicated to the applicant over the phone (generally 15 days after sending the business plan to the employment center). In the event that the decision was positive, you can proceed to register an individual entrepreneur with the tax authorities.

In this material:

Does the Employment Center provide money for starting a business? In 2019, projects that provided material assistance to small businesses were curtailed in almost all Russian regions. Meanwhile, in some subjects of the Russian Federation, they continue to allocate money from the Employment Center in favor of those wishing to start their own business. But you can still get money from the labor exchange to register a business.

Who is entitled to a subsidy from the Employment Center

The state program "Assistance to Starting Entrepreneurs" is designed to provide financial support to the unemployed in starting their own business.

In order to support entrepreneurial activity in some regions, you can get a small start-up capital to start your own business from the Employment Center. The amount of the subsidy is 58,800 rubles. and allows you to cover part of the initial costs of your business. Typically, the amount of the subsidy due is calculated as the annual amount of unemployment benefits. But since the allowance has not been indexed for several years, the amount of the subsidy for start-up businessmen has remained the same.

The state will not lose much from the subsidy program. Almost all the funds spent in favor of the businessman will be returned to him in the form of taxes. So, only in the Pension Fund for 2 years of doing business, an entrepreneur will need to pay at least 50,000 rubles. This is not counting taxes on income received and deductions for employees in off-budget funds.

In order to participate in this state program, you need a desire to open your own business, an understanding of the preferred industry and the presence of an official status of unemployed.

In addition to material assistance, the state is ready to provide legal support, teach the basics of entrepreneurship and even help in renting an office at prices below the market average.

It should be borne in mind that you do not need to register an individual entrepreneur until you receive a notice of a subsidy for you.

In some regions, subsidies in the amount of 58,800 rubles. are not provided, but the Employment Center can be required to compensate for the costs of registering an individual entrepreneur or LLC. They include the state duty (800 rubles for individual entrepreneurs and 4000 rubles for LLC), making a seal (about 500-1000 rubles), opening a current account (from 1000 rubles), etc.

The procedure for applying for a subsidy from the Employment Center

The first thing you need to do is contact your local Job Center and find out if they have a small business support program that subsidizes a portion of the initial costs.

Businessmen who have already been able to receive assistance from the state are advised to apply for the provision of money at the beginning of the year.

This is due to the fact that the region may have a limited budget for subsidies (for example, there may be a limit that allows allocating no more than 10 subsidies per year).

If you are aiming to receive assistance from the state, then you need to register as unemployed. You may be denied registration if you are in one of the following categories: you are on parental leave; already have IP status; work under an employment contract; do military service; you are a retired student; under the age of 16, etc.

To obtain unemployed status, you will need an application for registration, passport, TIN, education document, work book, SNILS and a salary certificate from the last place of work. If you have never worked anywhere before, then you will only be required to have a document on education and a passport. Please note that it may take 1-2 weeks from the moment you apply to receive the status of unemployed.

Then tell the labor exchange specialists about your desire to work entrepreneurial activity. You will be able to take a special course in which you will be taught economic and legal aspects running their own business, talk about the existing programs of state support for small businesses and the features of the registration procedure for individual entrepreneurs.

To receive a subsidy from the Employment Center, you will need a business plan. You can make it yourself, order it from a specialized company, or seek help from a regional business support center.

The business plan should contain a description of the project being implemented, marketing analysis market, description of sales markets, calculation of key financial indicators(profitability, required capital costs and forecast revenue) for 12-24 months.

If the submitted business plan is approved, an agreement will be concluded with you for the provision of a subsidy.

The procedure for obtaining assistance from the labor exchange takes in practice from 1 month to six months.

After registering an IP, you will need to report on the use of received budget funds. As supporting documents suitable waybills, cash and sales receipts. Expenses must be related to running your business and directed towards making a profit. The entrepreneur is given 3 months to submit the report after the transfer of money to his account.

All expenses incurred must be included in the business plan. But if during the audit it becomes known about non-targeted expenses, the entire amount of the subsidy will need to be returned.

You will also need payment documents confirming the costs incurred for registering an IP. They will be compensated from the budget.

How to improve your chances of getting a grant

Priority right to state aid have socially significant business areas. This is about household services, sphere Catering, manufacturing industry, Agriculture, transport services etc. But to get money for opening outlet will be very problematic.

Also, indicating that the business involves the creation of jobs significantly increases the chances of approval of a subsidy. Moreover, if after opening your individual entrepreneur or LLC you hire another unemployed person, then you are entitled to an additional 58,800 rubles.

The business plan of the project must meet a number of criteria:

  • small business should be economically attractive and break even;
  • it is better to indicate in it that you plan to attract several employees (this will not be checked anyway);
  • the ratio between own and borrowed funds should be about 1 to 2 or 1 to 3 (if you indicate that you plan to invest 5,000 rubles from own funds, and 58 thousand rubles. receive in the form of a subsidy, then you will probably be refused);
  • indicate that it is planned to use state funds to purchase fixed assets or tangible assets (car, computer, tools, etc.); it is better than if you spend them on any services (office rent or advertising).

If subsidies are not provided to entrepreneurs in the region, you can try to participate in various competitions for small businesses and try to get a grant to open one. For the state, innovative projects or socially oriented areas are considered priority.

Investments: Investments 220,000 - 700,000 ₽

The Stop Credit company is engaged in protecting the rights of borrowers, including the service Bankruptcy of individuals, Bankruptcy of legal entities, Refinancing of citizens, today one of the most relevant areas of business in a crisis and in an unstable economic situation in the country. The average annual income of 4,100,000 rubles. Franchise "Stop Credit" is the founder of this type of service for citizens who have…

Investments: 40,000,000 - 45,000,000 million rubles

Advantages of the franchise: The company has been on the market for more than 8 years High customer loyalty - 25% return again High-quality marketing Own well-established IT infrastructure National Credit has been operating since 2009. Our main task is to enable clients to receive funds when they need it, through the provision of a service. leaseback. We have over 17,000 clients in our database who…

Investments: Investments 227,000 - 500,000 rubles.

What is the franchise of the federal law firm "Freedom from Credits": A socially significant and sought-after business - thousands of people in your city need services like air. Good profit for you - from 2.5 million rubles a year. A minimum of hassle and responsibility - all legal issues of the client are solved by the franchisor. Millions of potential clients - every sixth borrower. The real benefit...

Investments: from 250,000 rubles.

The company "Center of Credit Technologies" offers a truly unique product in the microfinance franchise market, it is a combination of two highly effective brands: Money for Home and Money Nearby. There are two brands in one product, each of which is attractive in its own way. Give your customers a choice. In one product - two formats of microfinance business. Issue loans at sales offices by placing them in…

Investments: 59,000 - 500,000 rubles.

"Yes! Credit!" - credit service, founded in 2010. We are not an MFI (be careful)! This franchise probably no longer exists! Field of activity: Obtaining bank guarantees for performance government contracts within the framework of 44-FZ; Lending to legal entities; Organization of mortgage loans for individuals. "Yes! Credit” is: more than 40 partner banks; quality of services - more than 3,000 customers have received…

Investments: 150,000 - 400,000 rubles.

The Independent Bureau of Mortgage Lending (NBIK) was founded in August 2004 and is currently the largest credit broker in Russia. The NBIC provides assistance to the population in obtaining mortgage loans for the purchase of an apartment, house or land, as well as loans secured by existing real estate for any purpose. The NBIC Board of Directors includes Mikhail Dubinin -…

Investments: Investments 450,000 - 600,000 ₽

URAL-STROY has been operating in the construction services market since 2008. The company is engaged in private housing construction. Ural-Stroy adheres to the "Quality and openness to the client" strategy, thanks to which it leads the cottage construction market. We build modern, comfortable turnkey houses. Our Goal: Become a developer - No. 1 in Russian Federation in the low-rise construction segment. Join us and together we can develop...

Investments: Investments 3 000 000 - 3 500 000 ₽

International Language School is Language school English, French, German, Spanish, Italian and Chinese with deep systematized education, where there is a program for each age and level. ILS is also a network of children's clubs for early learning of foreign languages ​​for children (from 2 years old). ILS is an opportunity for franchisees to become a training and…

Franchise Clean Sheet

Investments: Investments 300,000 - 900,000 ₽

Blank sheet– the fastest growing company in the market legal services. We specialize in protecting citizens who experience problems with paying loans. More than 20,000 customers have already solved their problems with our help. Our mission: Restore justice and help solve legal issues with banks and microfinance companies. Thus, to return calmness and healthy sleep to our customers!…

Investments: Investments 300,000 - 1,350,000 ₽

LEGAL CENTER "PravoAktiv" is single team professionals in the field of law, banking and insurance, sales and marketing. The MISSION of PravoAktiv is to help people solve their credit problems in a quality and cost-effective way. affordable prices. Working in credit consulting, we saw that a large number of people who are experiencing difficulties with loan repayments come to us. They wanted a new...

Investments: Investments 1 300 000 ₽

"Refinance.rf" is a network of Smart Centers financial solutions helping clients refinance their credit obligations (mortgages, credit cards, microloans) for more favorable conditions in partner banks and IFC. By the end of 2019, we plan to become the No. 1 brand in the refinancing and personal finance market in the Russian Federation. This is a multifunctional document center, everything about private finance ...

The state daily declares its patronizing attitude towards small business. Not to large, not to medium, namely to small. Dozens of programs of direct and indirect assistance are approved, billions of rubles are allocated for the opening of small enterprises, there are tax holidays- but what are the reasons for such concern? Why does every novice businessman already know how to get a subsidy from the state for business? Are there any factors influencing such a policy in relation to business entities?

The reasons are obvious: the first of them is to ensure employment of the population, a kind of fight against unemployment, the official level of which in 2016 is 5.8%. In fact, the figure is much higher: a significant part of the population is not registered, and the other is trying to survive by receiving minimum wages. The ideal would be to achieve a natural rate of unemployment of 4%, at which everyone who wants to work finds a job, and gratuitous subsidies to small businesses may well serve as one of the available ways.

The second reason is related to the first - the impact of small business on the state of the economy. Each entrepreneur creates several new jobs and several new taxpayers, produces products and contributes a small share of GDP. Therefore, subsidies for small businesses in 2019 can be considered a kind of investment - a newly created business entity, one way or another, will return the money to the budget. For comparison: in 2016, about eleven billion rubles were allocated for this, and already seventy-seven billion were returned in the form of taxes for the first quarter of the year.

The consequence of this policy is that a novice entrepreneur can easily receive at least three types of direct financial assistance:

  • Compensation of expenses for business registration up to 20 thousand rubles;
  • A subsidy for starting a business in 2019 in the amount of 60 thousand rubles;
  • Financial assistance for the development of a working business up to 300 thousand rubles.

Assistance in starting a business

Financial is determined in the amount of unemployment benefits for 12 months - 60 thousand rubles, excluding taxes. Of course, this is not such a large amount - but what kind of entrepreneur starts a business with millions in his pocket? Getting a subsidy for starting a small business in 2019 is accompanied by wasted time and paperwork, and therefore, everyone must determine the degree of importance of this assistance on their own.

First steps

Since this type of subsidy is conceived as a measure to combat unemployment, it is necessary to start from the employment center. It is not difficult to register, but you will have to show some ingenuity in communicating with employers.

In accordance with the law, certain categories of the population cannot receive the status of an unemployed person, that is, a subsidy from the employment center for starting a small business in 2019, respectively:

  • Minors under the age of sixteen;
  • Pensioners receiving old-age benefits;
  • Citizens under investigation or in custody;
  • Day students;
  • Women on maternity leave;
  • Citizens receiving benefits for health reasons (disabled);
  • Co-owners of LLC and other commercial companies.

To register at the employment center, you must provide the required set of documents: passport, diploma, work book, TIN - a complete list is usually indicated on information stands or can be obtained from the administrator. Of course, the CZN is not interested in you joining the ranks of the unemployed, and therefore you will first be offered several applications from employers in accordance with your specialty.

The most important thing here: you can not refuse. You will have to visit employers and go through interviews, but you need to present yourself in such a way that they will refuse your candidacy as an unsuitable vacancy. If you refuse, the next time the ETC will be ready to accept you only after 10 days - and again will offer several applications. Having successfully passed this stage, you will become officially unemployed.

Preparing a business plan

Detailed information on the requirements for applicants and assistance in obtaining a subsidy for small businesses can be obtained by consulting with the EPC inspector, and then submit an application about your desire to become an entrepreneur. In this case, the employment center has several courses, psychological tests and other training programs in stock: each of these events is mandatory for the future entrepreneur to pass. In parallel, you need to develop a business plan.

A realistic business plan for obtaining a subsidy from the state is a detailed scheme of the work of your future enterprise, with preference given to social, industrial or innovative projects. The more economic calculations and initial data, the better, but the following must be clearly indicated:

  1. Direction of business, field of activity;
  2. Target audience, its purchasing power;
  3. Start-up and operating costs for the purchase of fixed assets, rent, taxes, wages, advertising, repayment of possible loans and payments under leasing agreements;
  4. Investment plans, own and borrowed funds, expected subsidies for business from the state;
  5. Profit forecasts, profitability calculations and business payback points;
  6. The number of planned new jobs, taking into account workers attracted from the EPC;
  7. Intended suppliers of raw materials and methods of marketing finished products;
  8. Description of technologies used in production, their environmental safety;
  9. A business development strategy understandable even to officials for at least a year.
  10. The commission evaluating the project focuses both on the thoroughness of planning and on the personality of the applicant. A person who is confident and understands what he is talking about has a higher chance of receiving a subsidy from the state. It is desirable that the project be socially important and socially useful: a pharmacy with low prices in a remote village has a better chance of winning than another boutique with fashionable clothes.

    Only after the approval of the business plan, it is possible to conclude an agreement with the EPC, then register entity and apply for small business grants. At the same time, collect documents confirming the registration costs and receive the corresponding reimbursement in the amount of up to 20,000 rubles.

    Refusals to receive subsidies

    Before choosing a future field of activity, it should be taken into account that the state assistance programs do not apply to some areas of entrepreneurship. None of all possible subsidies for starting a small business 2019, its development or reimbursement of expenses can be assigned to an enterprise for which the main source of income is:
  • Production and sale of goods subject to excise duty;
  • Credit, insurance activities and operations with collateral;
  • Gambling business;
  • Mining.

In addition, projects that are technically illiterate, socially useless and underdeveloped, in which there are too many intuitive assumptions not substantiated by data, have very little chance of being approved.

Process details

The subsidy received as a result of these actions for starting a business in 2019 is completely free of charge, subject to two conditions:

  1. The subsidized business must exist for at least a year;
  2. Target spending of funds must occur within three months according to the approved article of the business plan, which must be documented at the employment center.

If any of these points is not met, the money will have to be returned in full, regardless of how much of it and for what purpose has already been spent.

As for the maximum amount of a subsidy for starting a business, it is 60 thousand rubles without deducting taxes for each person employed in this project, registered in the CZN. Hiring an additional one officially unemployed, you get another 60 thousand, hiring two - 120 thousand. Of course, those employed in this way must work in the project for at least a year.

Assistance in business development

A novice entrepreneur whose enterprise has been in existence for less than a year can count on one more type of small business subsidy in 2019 - financial assistance from the state in the amount of 300 thousand rubles for each SPD founder. A businessman is no longer formally unemployed, therefore, the distribution of support of this type is not handled by the EPC, but by the Department for the Development and Support of Entrepreneurship. Here you will be provided with detailed information on how to receive a subsidy from the state for the development of small businesses, what documents you need to provide and when the next competition will be held.

Subsidy Application

The requirements for the set of documents on the basis of which the commission makes a decision may have minor differences depending on the region and policy local authorities, but the required minimum is as follows:

  • Application containing general description project, justification social importance, tasks to be solved, methods and strategies for achieving the goal, stages of implementation, volumes of own and attracted financing, expected result;
  • Copy of SPD registration certificate, statutory documents;
  • Detailed business plan;
  • Orders on the appointment of a director, chief accountant.

Documents confirming your ability to implement such a project are used as applications:

  • Copies of lease agreements for premises for project implementation;
  • Copies of contracts with suppliers and buyers;
  • Copies of required licenses, patents, expert opinions and permits from regulatory authorities;
  • Certificate of absence of debts for taxes and budget payments;
  • Financial statements, bank statements on the status of accounts.

After reviewing the documentation, the panel can form an opinion about what your business is like, what resources are available to you, how active you are and how much help you need. Before you receive a subsidy for the development of small businesses in 2019, you must confirm the investment of your own funds, since assistance is provided through co-financing: 30-50% of the required amount is contributed by the state, and the rest is the entrepreneur himself.

Project Protection

The competition commission includes not only officials who are far from business, but entrepreneurs and banking specialists will also make a decision on the allocation of material assistance. Before you take a subsidy for the development of small businesses, you will have to pass a kind of business plan defense exam, show your knowledge of the basics of the economy, market trends and the needs of society.

The likelihood of receiving funding increases if:

  1. The project creates several new jobs, allows you to increase the wages of already employed specialists;
  2. The project is related to production, social, youth or innovation activities;
  3. The seriousness of intentions is confirmed by personal investments, long-term contracts lease, contracts with business partners and the city administration;
  4. The company's management has significant experience in this area;
  5. The project is profitable for the budget, provides a fairly quick return on investment in the form of taxes.

Purpose of the subsidy

The subsidy received for the development of small businesses in 2019 must be spent in strict accordance with the article of the business plan approved by the commission. These funds may be used for:

  • Purchase of fixed assets, equipment, tools and technological lines;
  • Purchase of raw materials, semi-finished products and materials for production;
  • Search and rent of industrial premises.

Financial assistance must be used within a year. The balance of public money after the expiration of the term is subject to return. If, however, misappropriation of funds is allowed, supporting documents are not submitted, the reporting deadlines are missed, then the full amount will have to be returned.

Video: How small businesses can get free financial assistance from the state




Top