New business ideas. New business ideas Passive income

What methods of passive income are there? Many people have heard of such a concept as passive income. Many people imagine this as something magical, when you don’t have to do anything, and the money will fly into your pocket. Others do not believe in the existence of passive income at all. In their understanding there is no place for the idea that you can earn money without doing anything. Today we will look in detail at whether there are methods of passive income, and if so, how you can get it.

How to create passive income that's right for you!

First you need to understand the concept itself passive income. At its core, it is a long-term receipt of dividends from previously done work or investments. At its core, it turns out that passive income is not so passive after all. To make a good profit, you will need to do a lot of quality work, spending a lot of time and effort. The second option is to make large monetary investments, in which case the money will work for you.

The amount of profit will depend entirely on the amount of money invested. But if you approach this process wisely and create several sources of passive income, and gradually increase the most profitable and successful ways of them, then one day you will be able to completely abandon active income. If you want to switch immediately entirely to passive income, then you need to operate with very large amounts.

Ways of passive income. Top 15 ideas for making quick money!

Today we will look at enough large number ways to earn passive income that are suitable for all categories of people. Everyone will be able to choose several methods that are most interesting and suitable specifically for them.

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REIT investments. I work for you for money!

REITfunds are a type of mutual investment fund. The main direction of such organizations is working with foreign real estate. The operating principle is quite simple:

  • - Management company creates a common fund and attracts investors to it.
  • - In the future, commercially attractive real estate is acquired.
  • - Income from the sale of real estate and its rental is divided among all participants of the investment fund.

The simplicity and transparency of the work of such REIT funds ensures their efficient operation.

Traditionally, real estate is considered one of the most reliable assets, which not only does not lose value, but over time the price only increases. All this ensures the attractiveness and reliability of such investment methods.

If we talk about passive income, then a lot depends on the specific fund and its conditions. If we take the example of the largest Russian fund REITINVEST , then we will see the following conditions:

  • - Deposits are made in British pounds.
  • - Payments are 5-7%, depending on the deposit amount.
  • - Payments are also made in British pounds.
  • - Shareholders of the fund, whose investments amount to more than 10,000 pounds, are given the opportunity to use the resort facilities of the fund.
  • - All fund participants are exempt from paying real estate taxes.

The offer is quite interesting for anyone who wants to receive high, stable income in a reliable foreign currency. For more details, you can follow the link https://reitinvest.top/.

Minimum costs! Creating your own blog

The previous method requires you to financial investments. But what to do if you simply physically have no way to take some of the funds away from the budget? You can try to create your own blog and lead him.

At first, costs will be minimal and non-existent. You can take advantage of free offers, of which there are quite a large number on the Internet. All this is not the main thing, the main thing is what will be on your blog.

You must be able to write beautifully and interestingly. You need to choose not only current topic, but also present it in such a way that it keenly interests the reader, so that it is interesting to him. The clearest indicator of this will be the comments and discussions under your blog.

If you manage to interest readers and gain a permanent audience. Then you can start monetizing your blog, there are a lot of ways. This can be either direct advertising integrations or hanging advertising banners.

If we talk about any specific amounts, it is quite difficult to estimate the income of the most popular bloggers. But you can go in and see how much they ask for advertising or mentioning themselves in an article. The amounts there will be very large.

This method of receiving passive income is suitable for those who have something to talk about, who want to write and who have the time to do so. In any case, the method is very interesting and attractive and does not require any money at the start.

Bank deposits. Income deposits

If we talk about passive income, we can’t help but touch on the most popular and most affordable way - bank deposits. Almost everyone has their own bank deposit: salary cards, credit cards, savings for a rainy day. Just now Russian banks began to introduce such a concept as account balance. Typically, it hovers around 2-3% for regular debit accounts. This is an extremely small amount, let's look at whether it is possible to get higher interest rates from banks.

You can get them, and they are available on special profitable deposits. Yes, such deposits have their own number of restrictions, for example, it may not be possible to simply withdraw your money at any time; this must always be remembered. Let's see what kind of passive income you can get from such bank deposits:

  • - If we talk about deposits in Russian rubles, the average interest rate ranges from 7.5 to 9.5%.
  • - Deposits in more stable currencies have a lower interest rate. It ranges from 1 to 4.5% depending on the currency and bank conditions.

In general, bank deposits are a fairly reliable way to obtain stable profits. But if you compare it with REIT funds, then to get a profit at the level of mutual funds, you need to invest much more money.

Popular online method! Creating your own video blog

A little higher we looked at the possibilities of a text blog, but in modern internet Video blogs are no less popular. Unlike their text variants, they require a much more serious approach:

  • - You need good camera to shoot material for your blog. A few years ago, a good camera from a phone was enough, but in modern realities it is no longer suitable.
  • - You have to choose interesting material, which is sometimes more difficult than with text blogs.
  • - In addition to the fact that you must be able to write scripts well for your videos, you must also be able to speak well and beautifully.

You can choose any topic for your video blog: games, travel, health and beauty, music, movies. There are a lot of options.

If we talk about possible earnings, then you can operate on more than in real numbers provided by YouTube. According to these data, the largest earnings of a video blogger amounted to more than 50 million dollars; if we talk about the Russian-speaking segment of the Runet, the maximum earnings are about 10 million dollars. All these figures do not take into account direct advertising integration, which is quite often present in videos.

Highly liquid shares. Investment

Speaking about passive income, one cannot fail to mention securities, and more specifically, company shares. Many films have been made, written huge amount books. And in fact, everyone can make money on highly liquid stocks.

The principle of earning money is quite simple. Such companies have a high capitalization, and at the same time show constant stable growth, thereby ensuring an increase in the price of their shares.

It is quite difficult to give any numbers, since this market is influenced by a large number of different factors. It is simply impossible to predict them all. At some point in time, the shares of such companies may show rapid growth, in which case the income may be 15-20%, but after a while a sharp decline may begin and you will lose 5-10%.

In order to protect your passive income from such fluctuations, it is worth working with shares of several companies at the same time, this will protect your money. Professional investors they call this risk diversification. In this case, you can count on a stable passive income of 5-10%.

Catch a good shot! Earning money from photos

This may seem surprising to many, but you can actually make money from your photographs, receiving passive income. It is worth understanding that your family photos may be very good, but no one will pay for them. We are primarily talking about professional photographs.

There are several services that provide the opportunity to post professional photos. In the future, they can be used in various print and online publications. And for this you will receive the deductions due to you.

In order to earn money in this way, you need to have high-quality photographic equipment and the talent of a photographer. In this case, you can fully realize yourself - do what you love and earn passive income from it. There are many known photographs that brought their owners millions; all you need to do is catch a good shot.

Renting out real estate. From passive income to reliable investments

As mentioned above, real estate is one of the most reliable investment assets. You can earn passive income from real estate on your own. There are several options here:

  • - Rent out the property that you own. Most often these are apartments that were inherited.
  • - If you have a large amount of available funds and can invest them in the construction of new real estate or purchase on the secondary market. In the future, it is also rented out, and you receive passive income.
  • - Work on sublease. The principle here is quite simple: you can rent large areas and rent them out in parts for more favorable conditions. For example, rent a floor in shopping center and pass shopping pavilions separately. In the case of residential real estate, this has a slightly different connotation. The apartment is rented for a long term, but is rented daily.

The first method can be called ideal, since you will not be required to make any financial investments. In the second, you will have to spend quite a significant amount, but this can be considered a long-term investment, since gradually the apartment will pay for itself and you will gradually begin to receive only net income.

If you consider the option of subleasing, then calling this a full-fledged method of passive income will not work, since you will be required permanent job: searching for clients. This can already be considered active business. But if everything goes well, this whole process can be minimized.

Income at the limit of risk! Earnings from betting

Sports betting, as such, cannot be called a full-fledged passive income; it is more of a gambling entertainment that helps you experience the thrill and at the same time earn money. But people who approach this issue with a cool head can earn good money.

There is such a thing as bookmaker arbs. These are bets on a match in which, regardless of the outcome, the player remains in the black. Let's get on simple example Let's look at how this works in practice. Bookmaker 1 gives odds of 2.1 for team A to win. Bookmaker 2 gives odds for team B to win of 2.05. Regardless of the outcome of the match, team A or B will win, the bettor will have a plus of 5 or 10% depending on the outcome. The process is described rather roughly, but it captures the essence.

In order to consistently make money on bookmaker sure bets, you need to be well versed in many aspects:

  • - the rules of the sport you are going to bet on;
  • - rules for accepting bets at each bookmaker;
  • - rules for calculating results.

Ignorance of one of these points can lead to you losing all your savings. In addition, you need to have a large enough amount to be able to safely work with bookmaker sure bets. But for a knowledgeable person, this can be a good source of passive income.

Credit funds. Loans to organizations and individuals

Another type of mutual investment companies are credit organizations. The principle of operation is similar to REIT funds, only investments will not go into real estate, but into issuing loans various organizations and individuals.

If we talk about the profitability of this method, much depends on who the organization works with and in which country, but in general, approximately the following conditions are offered:

  • - For ruble funds the yield is 10-12%.
  • - For funds in foreign currency it is significantly lower, from 3 to 7%, depending on the currency in which loans are issued.

The only thing you need to remember when working with credit companies is The liquidity of such companies is below average. If you decide to leave the fund, it may take some time to receive your assets. Since, unlike real estate, loans are not always so easy to sell to other lending institutions. But in general, credit funds provide their shareholders with stable passive income.


Creative flight of thoughts! Write a book

Is it possible to earn passive income with the help of your creativity - definitely, yes. You don’t have to go far, just remember the author of the book “50 Shades of Gray”. I would like to remind you that this was originally a fan craft based on Twilight. But over time, it grew into an independent work and received a multimillion-dollar audience. And the author receives multimillion-dollar fees.

But how can an aspiring writer make money from this? Everything is quite simple, there are a large number of platforms on the Internet that will publish your works. You can earn income from reader donations, or set a small fee for downloading the electronic version. You can also place your works in stores like Google Play.

The next stage is working with publishing houses. If you successfully publish on Internet resources, you may be offered to publish it in print, as was the case with the book “Metro 2033,” but in most cases this will be an independent search for a publisher.

In any case, this method of passive income is only suitable for creative people who really love to write. For others, this may simply result in a waste of their time and energy.

Bonds. Long-term passive income method

Another type of securities are bonds. These are debt securities, but the main difference from stocks for us is the fixed, ongoing payments. At its core, bonds are a hybrid of securities and bank deposits.

That is, you will have securities in your hands that have their own value, and you will receive fixed interest on them. In fact, the pricing mechanism is quite complex to calculate. But before you buy bonds, you need to carefully study them, as they come in several types:

  • - Bonds that can be safely traded on the market. This is the most convenient option, since in addition to receiving interest, there is a chance to profitably sell such loans.
  • - Bonds that cannot be traded, but the borrower can redeem them at any time.
  • - Bonds that can be redeemed only at the end of their validity period.

Therefore, if you buy the last type of bonds for a period of 30 years, you will only be able to receive your assets at the end of the term.

Let's look at the issue of payments when they occur. If bonds are issued for a period of up to one year, then interest is paid in a lump sum along with receipt of the principal amount. If bonds are issued for a period of more than a year, then interest payments occur twice a year.

Become a teacher in what you love! Create your own online courses

Every person is an expert in some field. And why not try to earn income from it. There are several services on the Internet that allow you to monetize training courses. These could be courses in cooking, programming, stock trading, embroidery - any topic can be in demand. But there are several factors to consider:

  • - Your courses should be interesting and in demand.
  • - The information should be interesting, useful and easily understood by your listeners.
  • - Everything must be designed accordingly: video and image quality, competent texts, the presence of all kinds of checklists.

One well-designed training course can bring you passive income for a long time.

Currency speculation. Forex trading

Buy low, sell high is a basic principle that applies to any type of trading. But it acquired its ultimate form on the Forex currency market. Many have heard and know perfectly well how such a system works. But for those who don't know, let's give a more detailed explanation. Unlike banks, where the exchange rate is fixed for the day, in the Forex market all rate changes occur in real time. During the day, one currency can go several points higher, and then fall by the same amount. It is this difference that generates the earnings of speculators.

You can trade for the long term, or you can constantly speculate throughout the day. But the Forex market lives by its own specific laws; in order to learn how to consistently trade with profit, you need to study it for a long time. In order to make your income truly passive, you can use the services of professional traders. They will handle your account, trading currencies for you, while receiving a pre-agreed reward.

Speculation in securities. Income from price difference

We have already considered securities as a way to generate passive income. But speculation implies a radically different approach to this issue. In this case, we are not interested in the growth in the value of securities in the long term. Speculation involves making a profit on the difference in rates. Anyone who decides to make money on speculation is faced with a choice:

  • - engage in speculation yourself;
  • - entrust this to a professional broker;
  • - invest in mutual funds that specialize in working with securities.

We will not consider the first option, within the framework of the topic of passive income, since independent trading involves a large amount of time expenditure. This cannot be called full-fledged passive income.

A professional broker undertakes to trade for you on the stock exchange. You won’t get a fixed profit, but if you are interested in more high income, then perhaps this method will interest you. It is worth noting that experienced brokers start working with a minimum deposit of $10,000.

The third method is suitable for those who like to receive a stable income. There are many professional brokers working in a mutual fund. The failures of some are compensated by the successful transactions of others, which provides stable passive income.

Invest in young business! Venture investments

This is an investment in a young business. In essence, you not only create a foundation for the future, providing yourself with full-fledged passive income, but also become a real investor.

In modern realities, the vast majority of venture investments are startups. A group of young, entrepreneurial people have an idea that will make a profit, but they do not have the funds to finance its implementation. They begin to look for investors through various platforms and find them quite often.

If you want to try yourself as an investor in real business then you have two options:

The first option implies the possibility of obtaining big profits, in case the project takes off. However, investing on your own involves much higher risk.

If you really want to create passive income, then you should work with venture capital companies. They will not be able to provide you with such a high income, but at the same time you will receive your 5-10% consistently.

Conclusion

We reviewed 15 in various ways receiving passive income. Some of them are very reliable, such as REIT funds or bank deposits. Others have high risks but can bring big money. And still others are aimed at realizing creative potential. In any case, passive income at an early stage involves temporary or financial expenses.

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Investments are always risky, but they can bring extra money to the owner of the capital. It all depends on the amount and area in which you invest. Here are three ways to get extra income with different levels risk and different returns.

Bank deposit

Everyone knows about deposits, and this method of investing was the only one available in Soviet era. Deposits are still made today - they have three important advantages:

  1. Transparency of conditions (all conditions can be read in the contract);
  2. Guaranteed profitability (interest rate is fixed);
  3. No risks.

The last point is conditional: in certain circumstances, money can “burn out”. For example, if a bank that did not insure deposits fails, you are unlikely to get your money back. And if hyperinflation starts again in Russia, your ruble deposit may become insignificant (which is what happened in the 90s). However, no currency is immune from hyperinflation. In general, bank deposits are much safer than other investment instruments, but they do not provide much income. Income is comparable to inflation.

Business

Not only can people invest in business large investors, but also ordinary people. There are more opportunities for this. There are only three schemes: - creating your own business; — investments through crowdfunding platforms; — investments in securities. If everything is clear with the first, then the rest is worth explaining. So, when you buy stocks and bonds, you become a co-investor (or lender) in the company. If shares are traded on exchanges, you are dealing with large organizations. Securities and shares in small companies can be purchased in person. This should only be done if you are confident in the entrepreneur. Unfortunately, up to a certain point it was difficult to do this - acquaintances were required. There are now crowdfunding platforms where investors can find interesting startup via the Internet. Investments in business are very risky, but under successful circumstances they can bring huge profits.

“Golden mean”: IIS

In fact, all the money you invest goes into the business. So, even if you make a deposit in a bank, the bank uses your money to purchase securities, metals, and currencies. It guarantees you profitability. If you invest in stocks directly, you take on the risks. But there is a third option - an individual investment account. Essentially, you're investing in those stocks and bonds, but you're putting your eggs in different baskets, reducing your risk. The broker manages the account, you just choose a package and can demand your money back. The broker takes on not only management, but also part of the risks (and, accordingly, taking part of the income). With an IIS, you receive a fixed percentage and additional income, which depends on the broker’s earnings, and you can also count on a tax deduction - from the income on the account or from the invested amount.

How to create passive income - 14 working methods + 12 tips for beginning businessmen.

To answer the question: how to create passive income, you need to understand how passive income mechanisms work, how money accumulates in your account, and also what to do in order to start earning money without investing your time and effort?

Features of creating passive income and its difference from active

The main difference between passive income and active income is that it does not require investment of time and labor.

The money arrives into the account by itself.

Of course, you will have to put in some effort to ensure that the profit flows into your account, but it pays off and brings you money in the future.

Active income requires constant work, visiting the workplace and performing one’s duties.

To receive passive income, you need to perform certain actions once to receive it.

Receipts will occur over a certain period of time.

To get rich, you must have at least 1-2 sources of passive income, in addition to the main income received from a permanent job.

Many people talk about this in their books and interviews.

When creating several sources of profit, you can even leave your own labor activity“like your uncle” and start your own business.

How to create passive income: 14 best ideas

    Create your own website or blog on the Internet and promote it.

    In this case, passive income is achieved by paying for advertising.

    On average, on one site, a beginner can earn about 12,000 rubles.

    But you can sell a site where the total number of visitors exceeds 5,000 people for 200-250,000.

    You can not only make passive money from this, but also build a highly profitable business.

    An alternative to the website is maintaining a VKontakte group.

    One well-promoted group can bring the owner from 8 to 15,000 rubles per month.

    What if there are five such groups?

    Selling your own seminars and training courses.

    This option is suitable for those who have graduated from higher education educational institution and has a teaching license.

    The most difficult thing is recruiting listeners.

    However, if the topic is interesting, people will find you.

    Write a book.

    Income from the work "royalty" goes to the author until the book is removed from sale.

    Create an intelligent product.

    For example, a computer program.

    By obtaining a patent for it, you can also receive regular royalties from sales.

    Or a car.

    Even a one-room apartment can generate income comparable to the average monthly salary of a citizen in Russia.

    Salon rental, hairdressing place.


    The average price of one seat per month is 8,000 rubles small town, and the interior costs more than 20,000 rubles.
  1. Government payments.

    They can be received by disabled people, large families or people who have retired due to age.

    Bank deposit.

    Investing money in a bank as a deposit is not a great passive income, but for the most part allows you to save money.

    However, still, with large amount It is quite possible to receive not at all extra 3-10 thousand per month.

    Sale of securities and mutual funds.

    Not a bad option long-term investment capital for the purpose of making a profit.

    However, it must be approached very carefully.

    Gather all the information about the organization in which you are investing your money.

    Income from shares becomes large only after about 7 years have passed since their acquisition.

    Own business.

    A very good option for receiving passive income, but it requires a lot of effort and time before it starts to generate profit.

    Venture investments and profits.

    To receive venture capital royalties, you must invest in a newly launched company.

    After a few years, you can start receiving a very substantial amount, depending on the amount of the contribution.

    Investing money in investment and trust organizations.

    Profit is generated through the redistribution of capital.

    However, in this case there is a high risk of losing your investment.

    Purchase of housing under construction and its sale after construction.

    A profitable option if you have the funds to purchase one or more apartments under construction.

    You will buy it for 500,000 rubles, and sell it for 1,000,000.

    However, most likely, repairs will have to be made, at least cosmetic.

    When choosing a developer, you should be extremely careful.

    Buy housing only from reliable, well-known developers who have been working in the housing market for several years.

Search for the most best option of the many existing ones - it’s not a matter of one day.

You should carefully consider the steps, evaluate the initial capital and decide what is best suited.

Many people, thinking about how to create passive income, do not want to do anything about it.

However, in the beginning you will have to work hard in order to reap the sweet rewards in the future.

12 tips for beginning businessmen to create passive income


To become a free person in terms of finances, not to depend on the opinion and mood of the employer, you will have to work hard.

    You are always looking for the best option for investing and starting a business.

    Look for new assets that will later turn into liabilities.

  • To become a wealthy person, strive to create several sources of passive income.
  • Improve your financial literacy.
  • Be an educated person, read books, attend courses and lectures.

    Live the life that rich people lead.

    Before investing, study all options, do not invest money at random.

    Always have it on hand necessary documents, confirming your investment in a company or bank.

  • Break your cash capital into several parts and invest in different projects.
  • Calculate the risks of losing your invested money.

    If the risks are minimal, take the risk.

    However, if intuition and common sense scream that the investment is not worth making, stop, no matter how profitable the offer may seem.

    Think about your future every day.

    Decide what you want to achieve.

    Open your website on the Internet and develop it.

    If there is a lack of capital, the site can be sold for a good amount of money.

  • Find a mentor or coach who has already walked your path and can give you some ideas.
  • Be prepared for the fact that to create good passive income you will have to work for some time, invest not only money, but also time and effort.
  • Don't try everything at once.

    Focus on one project, and when you finish it, try another.

    By focusing on several projects at once, you can get confused and lose your investments.

How to create passive income on the Internet?



Organizing your own financial project is a great way to create passive income.

You can open a business both in real life and on the Internet.

If not initial capital, or it is relatively small, the option of creating a business on the Internet is preferable.

Choose the business that you are best at.

This could be website creation, group administration in social networks, copywriting, Forex trading.

To start trading on the Forex exchange, you need to undergo a month of training and conclude several trial transactions.

On initial stage invest minimal amounts and develop.

Robert Kiyosaki talks about how to create passive income in the video:

How to create passive income and gain financial freedom?

In books on self-development, achieving success and wealth, millionaires give advice on achieving financial freedom.

We have selected the best ideas:

    To avoid remaining poor throughout your life, find time to create passive income, even while working your day job.

    In a month or a year, these efforts will more than pay off.

    Always strive to create as many sources of passive income as possible.

    When you make a profit, invest it again.

    Develop yourself.

    Financial literacy – prerequisite for those who want to get rich.

    Start by at least reading books by the world's millionaires and billionaires and follow their advice.

People who think about how to create passive income, are already a step above the rest.

Move forward, apply the recommendations we have described and become a millionaire.

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Alexey Zenkov

When someone is looking for an opportunity to receive extra income, most often he is advised to find a temporary part-time job. But what if you don't have the time or energy for this? In this case, you need to find ways to generate passive income - earning money with a small investment of time and effort on your part.

  1. Try index funds

Index funds allow you to earn income from investing in the stock market completely passively. For example, if you invest in a fund based on the S&P 500 index, your funds will be invested in Common Market, and you won't have to wonder how to manage your money or whether to sell or buy shares of certain companies. All these points will be managed by the fund, which forms its investment portfolio depending on the state of a particular index.

You can also choose a fund that covers any index. There are funds involved in various business sectors - energy, precious metals, banking sector, emerging markets and others. All you have to do is decide for yourself that this is what you want to do, then invest the money and relax. From now on, your stock portfolio will run on autopilot.

  1. Make videos for YouTube

This area is developing very quickly. You can make videos of absolutely any category - music, educational, comedy, movie reviews - anything... and then post it on YouTube. Then you can connect to these videos Google AdSense, and they will appear automatic advertising. When viewers click on these ads, you will earn money from Google AdSense.

Your main task is to create decent videos, promote them on social networks and maintain a sufficient number of them to provide yourself with income from several clips. Shooting and editing a video is not that easy, but once done, you will have a source of completely passive income that can last for a very long time.

Not sure you'll succeed on YouTube? Michelle Phan combined her love of makeup and drawing with video production, gained more than 8 million subscribers, and now launched her own company with a capitalization of $800 million.

  1. Try Affiliate Marketing and Start Selling

This is a passive income technique that is more suitable for owners of blogs and active Internet sites. You can start promoting any products on your website and receive a fixed fee or a percentage of sales.

Making money this way is not as difficult as you might think because many companies are interested in selling their products in as many places as possible.

You can find partnership offers either by contacting manufacturers directly or on specialized websites. It is best if the advertised product or service is interesting to you or matches the theme of the site.

  1. Make your photos profitable online

Do you like photography? If so, you may be able to turn this into a source of passive income. Photo banks, such as and, can provide you with a platform for selling photos. You will receive a percentage or flat rate for each photo sold to a website client.

In this case, each photo represents a separate source of income that can work again and again. All you need to do is create a portfolio, upload it to one or more platforms, and that's where your active work will end. All technical issues Photo sales are handled through the web platform.

  1. Buy high-yielding stocks

By creating a portfolio of high-yield stocks, you will receive a source of regular passive income with an annual interest rate that is much higher than the interest on bank deposits.

Don't forget that high-yielding stocks are still stocks, so there's always the possibility of capital overvaluation. In this case, you will receive profit from two sources - from dividends and return on invested capital. To purchase these shares and complete the appropriate forms, you will need to create a brokerage account.

  1. Write an e-book

Of course, this can be quite a time-consuming process, but when you write a book and post it on trading platforms, it can provide you with income for years. You can sell the book on your own website or enter into a partnership agreement with other websites that are similar in theme to the book.

  1. Write a real book and get royalties

As with writing e-book, first you have to work hard here. But when the work is completed and the book goes on sale, it will become completely passive source income.

This is especially true if you manage to sell your book to a publisher who will pay you a royalty on the sales. You will receive a percentage of each copy sold, and if the book is popular, these percentages can add up to significant amounts. Moreover, these payments can last for years.

Mike Piper of ObviousInvestor.com recently did just that. He wrote the book "Investing in simple language", which was sold only on Amazon. The first book became so profitable that he created a whole series. These books total .

  1. Get cashback on credit card transactions

Many credit cards offer cash back ranging from 1% to 5% of the purchase price. You still go shopping and spend money, right?

Such bonuses allow you to provide yourself with a kind of passive “income” (in the form of reduced spending) from actions that you perform anyway.

  1. Sell ​​your own products online

The possibilities in this area are endless: you can sell almost any product or service. It could be something you created and made yourself, or it could be a digital product (software, DVDs, or instructional videos)

For trading, you can use a specialized resource, if suddenly you do not have your own website or blog. In addition, you can enter into a partnership agreement by offering goods to sites on relevant topics or using platforms like (American marketplace for selling digital information products - editor's note).

You can learn how to sell products online and earn quite a lot from it. It may not be completely passive income, but it is certainly more passive. regular work, which you have to go to every morning.

  1. Invest in real estate

This method falls more into the category of semi-passive income, since investing in real estate involves at least a small level of activity. However, if you have a property that you're already renting out, it's mostly just a matter of maintaining it.

Additionally, there are professional property managers who can manage your property for a commission of approximately 10% of rent. Such professional managers help make the process of receiving profit from such investments more passive, but at the same time they will take away part of it.

Another way to invest in real estate is to pay off a loan. If you take out a loan to buy a property that you will rent out, your tenants will pay off that debt a little each month. When the entire amount is paid, your profit will increase sharply, and your comparatively small investment will turn into a full-fledged program for leaving your main job.

  1. Buy a blog

Thousands of blogs are created every year, and many of them end up abandoned after some time. If you can acquire a blog with enough visitors - and therefore with enough cash flow– this can be an excellent source of passive income.

Most blogs use Google AdSense, which pays once a month for advertising placed on the site. To provide additional income, you can also enter into partnership agreements. Both of these income streams will be yours if you own a blog.

WITH financial point In terms of blogs, they typically sell for 24 times the monthly income the blog can generate. That is, if a site can earn $250 per month, most likely you can buy it for $3,000. This means that by investing $3,000, you can receive $1,500 annually.

You may be able to buy the site for less money if the owner really wants to get rid of this asset. Some sites contain “eternal” materials that will not lose relevance and will generate income years after publication.

Bonus tip: If you buy such a site and then fill it with fresh content, you will be able to increase your monthly income, and you will be able to sell the site again after some time for a significantly higher price than you paid when buying it.

Finally, instead of purchasing a blog, you can create your own. This is also a good way to earn money.

  1. Create a website that sells

If there is a product that you know a lot about, you can start selling it on a specialized website. The technique is the same as when selling a product of your own making, except that you do not have to deal with the production itself.

After some time, you may find that you can add similar products. If this happens, the site will begin to generate significant profits.

If you can find a way to ship products directly from the manufacturer to the buyer, you won't even have to get your hands dirty. This may not be 100% passive income, but it’s very close to it.

  1. Invest in real estate investment trusts (REITs)

Let's say you decide to invest in real estate, but you don't want to devote any attention or time to it. Investment trusts can help you with this. They are something like a fund that owns various projects in the field real estate. The funds are managed by professionals, so you don't have to interfere with their work at all.

One of the main advantages of investing in REITs is that they typically pay higher dividends than stocks, bonds and bank deposits. You can also sell your interest in the trust at any time, making such assets more liquid than owning real estate on your own.

  1. Become a passive business partner

Do you know a successful company that needs capital to expand its business? If so, you can become something of a short-term angel and provide that capital. But instead of giving a loan to the owner of the company, ask for a share of the shares. In this case, the owner of the company will manage the work of the company, while you will be a passive partner, also taking part in the business.

Every small business needs a source of referrals to support sales. Make a list of entrepreneurs whose services you use regularly and whom you can recommend for cooperation. Contact them and find out if they have a system for paying for referrals.

The list could include acquaintances such as accountants, landscape designers, electricians, plumbers, carpet cleaners—anyone. Be prepared to recommend the services of these people to your friends, relatives and colleagues. You can earn a commission on every referral just by talking to people.

Don't underestimate referral programs professional field. If the company you work for offers bonuses for referring new employees or new clients, take advantage of it. This is very easy money.

  1. Rent out your unused property on Airbnb

The concept appeared only a few years ago, but very quickly spread throughout the world. Airbnb allows people to travel the world and pay much less to stay than in regular hotels. By participating in Airbnb, you can use your home to host guests and earn money extra money only through rent.

The amount of income will depend on the size and condition of your home and its location. Naturally, if your home is located in an expensive city or near a popular resort, the income will be much higher. This is a way to make money from free spaces in your home that would otherwise be empty.

  1. Write an application

Apps can be an incredibly lucrative source of income. Think about how many people have smartphones today. Yes, almost everything! People are downloading apps like crazy—and for good reason.

Apps make people's lives easier. It doesn't matter if it helps post beautiful pictures or tracking tasks, there is always an app that is useful to someone.

You might ask: If there are so many apps out there, why would you try to create another one. Is there too much competition? All this is true, but fresh creative ideas can win. If you can come up with something unique, you can make money from it.

Don't know how to program? No problem, you can learn. There is a lot on the Internet various courses, including free ones. Alternatively, you can hire a developer to create an app based on your idea.

The end result is an application that will potentially generate relatively passive income.

  1. Create online courses

Every person is an expert in something. Why not create an online course about your passion?

There are several ways to create and deliver your own online courses. One of the most simple ways is to use sites like




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