German Gref President, Chairman of the Board of Sberbank PJSC. President and Chairman of the Board of Sberbank of Russia German Gref. Biography, career, family of German Gref. Caucasian ambitions of a wise German...

The head of Sberbank, the main credit institution of the Russian Federation, German Oskarovich Gref went from a lawyer in a remote village of the Kazakh SSR to key positions in leading national enterprises and government agencies. Among them are Lukoil, Yandex, Transneft, Gazprom, the Center for Strategic Research and the chair of the head of the Ministry of Economic Development and Trade.

As Minister of Economic Development and Trade, he became famous for developing conceptual ideas. Among Gref's initiatives, a prominent place was occupied by the creation of free economic zones, reform of the electric power industry, and taxation.

Having headed Sberbank, Gref was included in the list Forbes magazine of nine of the most unusual Russian businessmen who act unconventionally and, at first glance, strangely and recklessly, including Evgeny Chichvarkin, founder of Euroset, Pavel Durov, creator of the social network VKontakte, Oleg Tinkov, owner of the Tinkoff brand and others.

Childhood and youth of German Gref

The future chief “strategist” and banker of the country was born on February 8, 1964 in the village. Panfilovo, Irtysh district, Pavlodar region, in a family of German exiles. Therefore, their parents taught their children - Evgeniy, Elena and his youngest son - to speak two languages ​​at once, their ancestors and their homeland, German and Russian.

The head of the family, Oscar Fedorovich, worked as an engineer responsible for the village's power supply, and his mother, Emilia Filippovna, worked as an economist in the village council. When Herman was only one and a half years old, his father passed away and died. His grandmother helped his mother raise the children.

Gref was an obedient and neat child, he studied well at school, but not brilliantly, was persistent and capable of achieving his goals thanks to his inherited pedantry.

After receiving secondary education, he worked as a legal adviser in the district agricultural department. Since 1982, he served in the Soviet army (special forces of the Ministry of Internal Affairs). Its unit was stationed in the Kuibyshev region.

Then the young man entered the law faculty of Omsk State University. F.M. Dostoevsky. After receiving higher education in 1990, Gref was left at his university to work as a teacher. At the same time, German became a graduate student at Leningrad University, but based on the results of his studies, he did not defend his candidate’s thesis (Gref passed the candidate’s exams and received a first-level academic degree later, only in 2011).

Career of German Gref in Leningrad

German's supervisor in graduate school was the mayor of the Northern capital, famous political figure Anatoly Sobchak. He introduced German, who clearly had professional and personal potential, into the administration of the Petrodvortsovsky district of the city.

Since 1991, his rapid advancement up the career ladder began. He held a number of leadership positions - head of the property management committee, legal adviser, head of department, deputy chairman, head of KUGI.

Working in the power structures of the Northern capital, Gref was familiar with Vladimir Putin, as well as other significant officials, in particular, Dmitry Medvedev.

German Gref in government agencies

In 1998, German Oskarovich joined the board of the Ministry of State Property and was the first deputy head of this department.

German Gref in the Posner program

The next year was no less eventful with appointments to key positions for the young politician. Among them, membership in the board of the Federal Commission for the Securities Market, election to the board of directors of Gazprom, Svyazinvest, leadership of the Center for Strategic Research.

After Putin’s victory in the election of the country’s leader, Gref was invited to join the government as the head of the Ministry of Economic Development and Trade, newly created under him (by merging separately existing departments). He retained his position even during the change of executive power, gaining recognition for his “political universality.”

German Gref and Sberbank

On the recommendation of the Supervisory Board of the main financial institution of the Russian Federation, in 2007 German Oskarovich was elected its president and chairman of the board.

His team expanded the circle of clients conducting payment transactions via the Internet, involved pensioners in the progress of the mass development of plastic cards and other advanced technologies, introduced a private banking service for wealthy citizens.

Gref obliged his top managers to visit the corporate gym and swimming pool, and resumed the previously existing tradition of organizing Sberbankiadas.

Personal life of German Gref

The financier's first wife was Elena Velikanova, the first beauty of his school. The young people got married immediately after receiving secondary education. Soon their son Oleg was born, but the marriage did not last long.

The banker's current wife, Yana (nee Golovina, in Glumov's previous marriage), works as a designer. Their wedding celebration in 2004 was held in one of the halls of Peterhof. In 2006, they had a daughter, and two years later their second child.

Gref is a Catholic, loves German expressionists (Erich Heckel, Ernst Ludwig Kirchner, Emil Nolde and others), and also re-reads the great Johann Wolfgang von Goethe.

German Gref now

At the annual meeting of shareholders held in May 2015, Gref’s powers as the head of the country’s main credit institution were extended until 2019.

During the St. Petersburg International Economic Forum (June 2015), at the first panel session “Economy: honest answers to pressing issues,” Gref critically assessed the government’s work. In his opinion, a crisis in the economy is always the result of poor management; therefore, the Cabinet of Ministers does not make new decisions quickly enough and does not react promptly to changes in the economic situation.

In the summer of 2015, German Oskarovich demonstrated with the best side your human qualities. The financier came out of the situation with dignity due to open letter to him the writer Samuel Lurie, suffering from cancer and undergoing treatment in the USA. The appeal from overseas spoke about an incident that occurred with the writer’s sister, who was not given the pension due to Lurie at Sberbank of St. Petersburg under a power of attorney certified by the consulate.

German Gref on macroeconomics and sanctions

Gref replied to Samuil Aronovich that his pension had been issued to his sister and, despite the presence in the received message of some harshness towards the employees of the bank he headed, he apologized to the writer for the misunderstanding that had occurred, earning universal respect for his actions.

Insurance

Subsidiaries The bank provides various services to clients, including property, liability, and life and health insurance services provided by the insurance companies LLC IC Sberbank Insurance and LLC IC Sberbank Life Insurance, as well as insurance companies-partners of the bank or other insurance companies. companies. You can learn more about the insurance programs of Sberbank Insurance LLC and Sberbank Life Insurance LLC by following the link.

The Ombudsman Service receives requests from clients with various questions regarding these services. We tried to answer the most common ones.

First of all, it is worth noting that the execution of a life or health insurance contract is exclusively voluntary and does not affect the decision to issue or not issue a loan. In this case, you can cancel the insurance contract within 14 days 1 and return the insurance premium you paid when concluding the contract. The conditions and procedure for returning the insurance premium are determined by the terms of the insurance contract.

1. If I pay off a loan early, does the insurance associated with it end?

Unless otherwise provided by the terms of the insurance contract, then in case of early repayment of the loan debt, the Insurance Contract continues to be valid in relation to the Insured Person until the end of the period specified in it or until the Insurer fulfills its obligations to pay insurance compensation upon the occurrence of an insured event.

2. If the loan has already been repaid, then what is the point of the insurance program?

Insurance protection is valid for the entire insurance period, even in the event of early repayment of the loan. The insured amount is determined by the terms of the insurance contract.

3. I heard that life insurance is accepted for tax deduction purposes?

This is true; life insurance can be used to obtain a personal income tax deduction in the amount of up to 15,600 rubles (13% of the maximum amount of 120,000 rubles taken into account for these purposes). You can find out more about tax deductions and how to obtain them at the following.

4. Is it mandatory to take out a life insurance contract when applying for a loan?

Life insurance is not a prerequisite, however, the presence of insurance can be taken into account as an additional factor, for example, Sberbank takes this type of insurance into account and provides the opportunity to reduce the interest rate if you have drawn up a life and health insurance agreement for the borrower under mortgage lending agreements. Your decision to enter into a life insurance agreement or to refuse to enter into a life insurance agreement does not in any way affect the likelihood of a loan being issued.

5. Is it possible to return the paid insurance premium or part of it if I refuse to participate in the insurance program after early repayment of the loan?

This possibility depends on the conditions specified in the insurance contract.

1 T.N. The “cooling off period” may be longer depending on the terms of the contract.

Arrests and collection of funds

Detailed information about the reasons for the arrest or collection of funds from accounts and answers to frequently asked questions can be found by following the link.

The bank’s ability to influence the situation in working with enforcement proceedings is limited current legislation. The bank acts exclusively as an executor and is obliged to immediately carry out the actions specified in the received executive document on the client’s accounts. If the bank has reasonable doubts about the authenticity of a document (and not about the legality of its contents), the bank can, within 7 calendar days, take measures aimed at certifying the authenticity of the document, and it is obliged to block transactions on the client’s accounts specified in the document until completion of the check.

Therefore, if a client is faced with the problem of writing off funds under a writ of execution, the bank does not always have the opportunity to resolve the situation on its own - in some cases the solution lies outside the bank’s area of ​​responsibility.

1. If you find yourself in a situation where your salary or pension is written off both at your place of work or in a pension fund, and from a bank account, then you need to provide documents confirming this fact to the department of bailiffs leading proceedings in your case, to change the order of collection from you cash.

2. If you receive social benefits, which cannot be used for collection of funds, we recommend opening a separate nominal account for crediting these payments. You can find out more about this service and the terms of its use by following the link.

3. The bank cannot independently terminate or suspend collection or cancel other measures in enforcement proceedings. The basis may be a corresponding decision of the court or the bailiff. Also, the writ of execution can be revoked by the claimant himself. In this case, the bank cannot return funds already collected, this question must be addressed to the recipient.

Fraud

Among the appeals received by the Ombudsman Service, a significant number are related to the consequences fraudulent activities third parties in relation to clients of Sberbank PJSC. There are a large number of types of fraud, however, in general, they can be divided into two main groups:

1. Fraud using various technical means:

2. Fraud without the use of technical means against a client is often referred to as “social engineering” - data is fraudulently obtained from the client, the disclosure of which makes it possible to access and dispose of funds.

As you can see, all these methods, to one degree or another, rely on a lack of attention and/or a frivolous attitude towards confidential information and means of access. By providing confidential information to scammers, you are actually giving them access to your funds.

To reduce the risk of fraud against you, it is enough to follow a number of simple security measures, which are posted on the Sberbank website in the “Security Measures” section:

link.

• Phishing is sending mailings (letters, SMS messages) with a link leading to fake (phishing) pages of websites and applications disguised as official ones, in order to fraudulently obtain personal access means.
• Using virus software - malicious programs or their components that, in order to gain access to funds, imitate user actions or transmit the necessary information to scammers.
• Do not tell anyone, including bank employees, your confidential data: SMS passwords and PIN/CVV codes for bank cards;
• Check the transaction details in SMS messages with a confirmation password;
• Do not follow links from unfamiliar resources in order to prevent virus infection of your devices;
• Use only official applications jar from AppStore, Google Play, WindowsStore;
• Use an antivirus or install mobile application"Sberbank Online" with antivirus for Android phones;
• Never connect other people's phones to the Mobile Bank service;
• Inform the bank about changing your number mobile phone connected to the Mobile Bank service;
• Do not call back the numbers listed in SMS messages.

If you have any doubts or concerns, please contact the Sberbank Contact Center using official telephone numbers, the numbers of which are posted on the back of the Sberbank card or on the Sberbank website.

Despite the significant proliferation of stories describing unauthorized access to client accounts, in practice the vast majority of cases involve the disclosure of confidential data and access means by the client himself. The bank's ability to protect client funds in such cases is limited.

We recommend that you familiarize yourself with more detailed information on ensuring the safety of your own funds when using bank products and services at the following link.

Examples of reviewed applications

1. Termination of the insurance contract

Client request: The client contacted the Ombudsman Service with a question about the return of part of the insurance premium in connection with the early repayment of the loan.

Service Expertise: At the request of the client, the bank concluded a life and health insurance agreement in his respect, providing for the return of the insurance premium in full in the event of cancellation of the insurance agreement within 14 calendar days from the date the client signed the application, or in the event that the insurance agreement in respect of the client is not was concluded.

The audit showed that there were no erroneous actions on the part of the bank when concluding the insurance contract, and the bank did not receive an application for refusal of the insurance contract from the client within 14 calendar days from the date of filing the application for concluding the contract. The contract does not provide for a partial refund of the insurance premium.

Service solution: Based on the results of consideration of the appeal, no grounds were identified for satisfying the client’s requirements.

At the same time, during telephone conversation With the expert, the main reason for the client’s desire to cancel the insurance contract was identified - he suggested that early repayment of the loan leads to the fact that the insurance contract is terminated due to the disappearance of the insurance risk. The expert provided explanations that the insurance program continues to operate in full under the conditions established by the contract. Thus, the client remains under the financial protection of the insurance program until the end of its validity period for the insurance amount initially determined in the contract (in the amount of the loan) despite its full repayment.

2. Wrongful write-off of funds in enforcement proceedings

Client request: The client contacted the Service with a question about the continued debiting of funds from accounts under enforcement proceedings, despite its cancellation by bailiffs.

Service Expertise: The audit showed that several enforcement proceedings are being carried out against the client, within the framework of which funds are regularly written off from accounts.

At the time of the client’s request, the bank received only one order to terminate enforcement proceedings, which was executed the next business day after its receipt. The bank did not receive any other cancellation orders. Thus, funds are written off in accordance with the requirements of other enforcement proceedings.

Service solution: No errors were identified in the bank's actions. The Bank cannot independently terminate collection under enforcement proceedings without the appropriate grounds provided for by current legislation ( Federal law No. 229-FZ dated October 2, 2007 “On enforcement proceedings”).

The client was provided with information about the enforcement proceedings in force against her, within the framework of which funds are written off, as well as contact details of the bailiffs who initiated these enforcement proceedings.

The client contacted the specified bailiff and provided the Ombudsman Service with orders to cancel enforcement proceedings, after which enforcement proceedings on the client’s accounts were terminated.

3. Transfer using incorrect details

Client request: The Client contacted the Service with a question about the possibility of returning funds transferred using erroneous details.

Service Expertise: The check showed that the transfer was made through the Sberbank Online mobile application by mistake the specified number phone number (one digit error). Confirmation of the payment was made by the client, despite the different name and patronymic of the recipient, displayed in the Sberbank Online system just for the purpose of confirming the correctness of the payment.

According to Civil Code(Article 854) the bank does not have the right to dispose of clients’ funds without their consent, therefore the bank does not have the right to independently return the transferred funds. The service sent a notification to the recipient that this payment was transferred incorrectly, with a request to confirm the possibility of writing off these funds for their subsequent return to the sender.

Service solution: The client was provided with information about the actions taken and recommendations for further actions. 1.5 weeks after providing this response, the bank received the consent of the recipient of the funds, after which the funds were returned to the sender.

4. Reducing the rate under the loan agreement

Client request: The client contacted the Ombudsman Service with a question about reducing the interest rate on an existing mortgage loan, as well as about participating in the Assistance Program individual categories borrowers on mortgage loans (as part of the government support program).

Service solution: Making decisions on these issues does not fall within the competence of the Ombudsman Service, therefore the client’s appeal was transferred for work to the authorized division of the bank. The client was informed of this fact and the reason for transferring the request.

5. Challenging a transaction through an international payment system

Client request: The client contacted the Ombudsman Service with a question about a refund for booking a hotel room.

Service Expertise: Funds were debited from the client's card account to pay for a hotel room. Previously, the client was denied a refund by the bank due to the lack of grounds for initiating a claim cycle in the international payment system.

Service solution: During phone call The Service expert asked questions about the details of the situation. The client reported that she canceled her hotel reservation and, in fact, did not use the service. The expert informed the client that in order to initiate the refund procedure, confirmation that the reservation was canceled was required. An agreement was reached with the client to provide a screenshot. Further, the bank initiated a claim cycle for the international payment system; based on the results of consideration of the bank’s application, the funds were returned to the client.

6. Error in the address of the insured collateral for a mortgage loan

Client request: The client contacted the Ombudsman Service with a request to check the correctness of the calculation of the penalty under the mortgage agreement.

Service Expertise: The audit showed that the client entered into a mortgage agreement, one of the clauses of which is the client’s obligation to insure the property pledged to the bank according to the specified list of risks.

After the expiration of the previous insurance policy, the client issued a new policy through the Sberbank Online mobile application. During the registration of the policy, the client made a mistake in indicating the address of the property (street name), so the policy was not taken into account by the bank.

Service solution: The Ombudsman Service initiated the necessary measures to enter the correct address into the insurance contract and recalculated (cancelled) the penalty according to loan agreement.

7. Early loan repayment

Client request: The client contacted the Ombudsman Service with a question about the recalculation of overpaid interest under the loan agreement in connection with its early repayment.

Service Expertise: A consumer loan agreement was drawn up with the client, the repayment of which was carried out in accordance with the agreement. The client decided to apply for partial early repayment of the loan and for this purpose contacted the bank’s contact center.

During a conversation with a contact center employee, the client asked a question about which account he needed to transfer funds to for early repayment of the loan. The client was provided with an answer to this question, but the contact center employee did not provide information about the need to apply for partial early repayment of the loan through a bank branch, or to carry out this operation through the Sberbank Online application.

Gref, German

President and Chairman of the Board of Sberbank of Russia

President and Chairman of the Board of Sberbank of Russia since November 2007. Previously - Minister of Economic Development and Trade of the Russian Federation (2000-2007), First Deputy Minister of State Property of the Russian Federation (1998-2000), Vice-Governor - Chairman of the Committee for City Property Management of the Administration of St. Petersburg (1997-1998), Deputy Chairman - Director Department of Real Estate, First Deputy Chairman of the Committee for City Property Management of the Administration of St. Petersburg (1994-1997). Chairman of the Board of the Center for Strategic Research, member of the Board of Directors of NK OJSC Lukoil.

German Oskarovich Gref was born on February 8, 1964 in the village of Panfilovo, Pavlodar region of the Kazakh SSR, where his parents - ethnic Germans - were exiled in 1941 from the Donbass. According to legend, Gref’s ancestors settled in Russia less than a hundred years ago: in 1913, his grandfather came to St. Petersburg to teach Greek philosophy. According to other sources, his German ancestors moved to Russia and settled in St. Petersburg during the time of Peter the Great. The Gref family communicated in both Russian and German. According to media reports, Gref later took part in the return of exiled Germans to Russia - with his assistance, the entire German village of Strelna was built near St. Petersburg (a number of publications pointed to numerous violations of the law in connection with the implementation of this project).

After graduating from school, Gref entered the Faculty of International economic relations MGIMO Ministry of Foreign Affairs of the USSR, but after the first year he was expelled from the university. According to other sources, after school, Gref and his first wife Elena Velikanova entered Omsk State University, but failed the exams. According to the official biography, in 1981-1982 Gref worked as a legal consultant for the district agricultural administration of the Irtysh district of the Pavlodar region.

From 1982 to 1984 Gref passed conscript service in the Armed Forces, in special forces units of the internal troops of the Ministry of Internal Affairs, , , , stationed in the city of Chapaevsk, Kuibyshev (now Samara) region (military unit 3434). The media noted in 2005 that among the members Russian government Gref is almost the only one who completed military service in the army. Economist Mikhail Delyagin told reporters of the Sobesednik newspaper: “They say in the White House about Gref’s strong-willed qualities: well, whatever you want, the man went through prison special forces.” The publication indicated that Defense Ministry employees unofficially called Gref's military specialty - sniper. Referring to the words of veterans of the internal troops, the "Interlocutor" pointed out that in 1982-1984, service in these troops meant escorting prisoners, searching for fugitives, and suppressing prison riots. In November 2005, the Rossiyskaya Gazeta published information that Gref, together with the Commander-in-Chief of the Internal Troops of the Russian Ministry of Internal Affairs, Colonel General Nikolai Rogozhkin, visited the “semi-secret” special forces center for training internal troops personnel for operations in mountainous and wooded areas in Krasnodar edge .

According to a number of media reports, Gref, having completed military service without exams, was enrolled in the workers' faculty of Omsk State University. In 1984, Gref entered the Faculty of Law, where he became a Komsomol organizer and head of the student operational squad (other publications wrote that from 1984 to 1985 he studied at the preparatory department of the university). The dean of the Law Faculty of Omsk State University in those years was Sergei Baburin (in the future - Deputy Chairman of the State Duma of the Russian Federation). The media also published information about Gref’s classmates: in particular, it was alleged that the chairman of the St. Petersburg Property Management Committee, Igor Metelsky, is one of Gref’s student friends.

In 1990, Gref graduated from the university, according to some media reports, with honors, receiving a diploma in jurisprudence, after which he taught for some time at Omsk State University. In the same 1990, Gref moved to Leningrad, where, according to Sobesednik, on Baburin’s recommendation he entered graduate school. In 1993 (according to other sources - in 1994) he graduated from graduate school at the Faculty of Law of St. Petersburg State University. Other information was also published: a number of teachers claimed that Gref did not study in graduate school, while others reported that he studied, but did not defend his dissertation. The head of the press service of the Faculty of Law of St. Petersburg State University, Victoria Nasledova, when asked about Gref by the Interlocutor journalists, answered: “There is no such person on the list of defended graduate students.” The press called Gref’s supervisor in graduate school Anatoly Sobchak.

According to a number of media reports, in 1990 Gref met the future President of Russia Vladimir Putin - at Leningrad University, Putin, who returned from a business trip to Germany, worked as Sobchak’s deputy, with whom Gref was writing his dissertation. Most publications noted that in 1990, Putin was indeed Sobchak’s adviser, but as the chairman of the Leningrad City Council, while Sobchak worked at the university in the department of civil law before his election to the Leningrad City Council (Putin supervised the university through the KGB). According to other sources, Gref met Putin in 1991-1992, when he already held a post in the administration of the Petrodvortsovy district of St. Petersburg. A number of media outlets, citing some St. Petersburg officials, reported that subsequently, in 1996, Gref was one of the few who continued to communicate with Putin and even helped him after he lost his post as vice-mayor of St. Petersburg.

From 1991 to 1992, Gref was a legal consultant to the economic development and property committee of the administration of the Petrodvortsovy district of St. Petersburg, and from March 1992 to October 1994, he headed the property management committee of the same district. The media reported that Sobchak introduced him to the Peterhof administration. It was also indicated that the head of the administration of the Petrodvortsovo district at that time was Alexey Ignatenko (later he worked as the head of the city KUGI department and was a subordinate of Gref).

In October 1994, Gref was appointed director of the real estate department of the State Property Management Committee (Kugi) of St. Petersburg, deputy chairman of the committee, ,. Within the walls of the administration of St. Petersburg, German Gref met Alexei Kudrin, Dmitry Kozak, Dmitry Medvedev, who later occupied key positions in the country's leadership. According to a number of media reports, in February 1997, Gref became one of the “ideologists” of housing and communal reform in St. Petersburg. By decision of the Governor of St. Petersburg Vladimir Yakovlev, it was KUGI that was appointed the department responsible for carrying out the reform, during which there was a twofold increase in rent in the absence of any improvement in service. A number of publications indicated that Gref failed in reforming the St. Petersburg housing and communal services.

In July 1997, Gref became first deputy chairman of KUGI. On August 18, 1997, he was appointed acting chairman of the committee (on that day, the chairman of KUGI, Mikhail Manevich, was killed). Subsequently, a number of media outlets, without drawing a connection between Gref and this crime, wrote that the reasons for Manevich’s “sudden death” should be sought “in the mechanisms of St. Petersburg privatization.” On September 2, 1997, Gref became vice-governor - chairman of the KUGI of St. Petersburg. Governor Yakovlev offered him this post. At his first briefing as head of the St. Petersburg KUGI, Gref said that he considered himself “a man of Yakovlev, Chubais and Nemtsov at the same time.” Literaturnaya Gazeta wrote in 2001 that Gref is characterized by “political versatility,” which “can be very useful from the point of view of career growth” (as an example, the publication cited the fact that, despite his closeness with the first St. Petersburg mayor Sobchak, Gref worked well with the new governor Yakovlev). In 2005, the media, calling Gref “the champion of resignation rumors,” wrote that Gref retained the high posts of deputy minister and minister of economy at a time when the government was replaced by five prime ministers.

The media wrote that during his leadership of KUGI, Gref was accused of abuse of official position, in particular, of the illegal transfer of the Hay market for a bribe (the case was closed after the murder of the only witness), the illegal privatization of the Gorchakov Palace (the case was also closed). , however, these publications had no consequences. In 2000, the French newspaper Le Monde published information that from 1997 to 2000, Gref and Putin were consultants and members of the advisory board of the German real estate company SPAG (St. Petersburg Immobilien und Beteiligungs AG), created on the initiative of the northern mayor's office. capitals. The mayor's office, according to the publication, was a co-owner of this enterprise. On May 13, 2000, the head of SPAG, lawyer and brother of Liechtenstein's Minister of Economy, Rudolf Ritter, was arrested in Vaduz on suspicion of money laundering and links to organized crime. A report by the German secret service BND alleged that Russian criminal elements were transferring funds through the Romanian bank IRB for the purpose of purchasing real estate in Russia. This, according to them, brought profit to Ritter, the main shareholder of SPAG (real estate was sold through this company). The Russian presidential administration denied any connection between Putin and SPAG. SPAG director Markus Rese, in turn, did not refute the fact that Gref and Putin worked for the company, but argued that it was an “unpaid position, a kind of patronage.”

In September 1997, Gref became a member of the board of directors of JSC Lenenergo. In January 1998, he was introduced to the board of the Ministry of State Property of the Russian Federation. In April 1998, Gref joined the board of directors of OJSC " Seaport St. Petersburg", in June of the same year - to the board of directors of OJSC Petersburg - Channel 5, .

On August 12, 1998, Gref was appointed first deputy minister of state property of the Russian Federation. According to a number of media reports, Gref came to Moscow on the recommendation of Anatoly Chubais. By resolutions of the Government of the Russian Federation dated December 30, 1998 and January 21, 1999, Gref was introduced to the Coordination Council for Economic Issues regional policy Russia and the board of representatives Russian Federation at OJSC Svyazinvest. On April 28, 1999, he was appointed head of the government commission to verify the activities of Federal service Russia for Insolvency and Financial Recovery (FSDN). At the same time, he joined the board of directors of Svyazinvest JSC.

On May 10, 1999, according to the order of the Russian government, Gref became a member of the board of state representatives in the Russian State insurance company"(Rosgosstrakh). On June 4 of the same year, he joined the board of the Federal Commission for the Securities Market (FCSM), where he worked until September 2000. On June 26, 1999, Gref was elected to the board of directors of Aeroflot OJSC Russian International Airlines", and on August 26, as a representative of the state, he was included in the board of directors of Gazprom. In September 1999, Gref became a member of the board of state representatives at JSC Transneft. In the same year, Gref was elected chairman of the board of directors of JSC "Sheremetyevo International Airport".

In December 1999, Gref was elected chairman of the supervisory board of the Center for Strategic Research Foundation. According to Delyagin’s memoirs, Gref was the only one who agreed to lead him - “the place is not a good one, they don’t give bribes there.” A number of media outlets wrote that the country’s development program for the coming years, which was prepared by the TsSR headed by Gref, “drew the main vector of development of the country’s economy - in the direction of its further liberalization.” Other publications, on the contrary, noted that everyone forgot about the “Gref program” immediately after its adoption. In addition, during the same period, Gref became part of Putin’s election headquarters and was among his authorized representatives on financial issues.

In 2001, Gref headed the commission for holding auctions for the sale of industrial quotas for catching (extraction) of aquatic biological resources, and also became a member of the commission on tariff regulation in federal railway transport. In January 2001, Gref was recommended for the post of chairman of the board of directors of Project Privatization Company OJSC, created by the Russian Federal Property Fund and the Ministry of Property Relations of the Russian Federation for the sale of 50 million shares (6.13 percent) of Lukoil OJSC on international stock markets. In April 2001, Gref was appointed as the government's official representative when the chambers of the Federal Assembly considered the draft Land Code. On April 28, 2001, Gref was appointed as a representative of the Russian Federation to vote at a meeting of shareholders at OAO Gazprom and was re-elected to the board of directors of RAO UES of Russia. In May 2001, Gref was appointed Deputy Chairman of the Russian Government Commission for Coordination of Activities federal bodies executive power and bodies state power subjects of the Russian Federation on the implementation of production sharing agreements and was re-elected to the board of directors of JSC Aeroflot - RMA (since June 2001 - JSC Aeroflot - Russian Airlines). In August 2001, he was also again elected chairman of the board of directors of Sheremetyevo International Airport OJSC. In August 2001, Gref became a member of the government commission on structural reform of railway transport.

In January 2002, Gref became deputy chairman of the Russian Government Commission on Electric Power Industry Reform and joined the board of directors of JSC Federal Grid Company of the Unified Energy System (FGC UES). In 2002, Gref opposed plans to switch to 100 percent payment for housing and communal services by the population. He called for “to stop scaring the population with 100 percent payment,” since due to the plight of the majority of citizens, this task is “unnecessary and unrealizable.”

On October 21, 2003, Gref was elected chairman of the assessment committee created on the board of directors of Gazprom. In its report, RIA Novosti noted that the committee’s competence includes analysis and preparation of proposals to improve the assessment of the value of the property of Gazprom and its subsidiaries, conclusions on the feasibility of transactions with property, as well as recommendations for voting of representatives of the OJSC in the management bodies of subsidiaries and affiliates companies Subsequently, Gref was re-elected to this post several times.

On February 24, 2004, when the president dismissed the Kasyanov government, Gref became the acting minister of economic development and trade of the Russian Federation: Putin signed a decree “On the Government of the Russian Federation,” according to which the government of the Russian Federation was instructed to fulfill its duties until the formation of a new cabinet of ministers. On March 9, 2004, Gref was again appointed Minister of Economic Development and Trade of the Russian Federation, and Mikhail Fradkov became Chairman of the Government of the Russian Federation. Izvestia wrote that by that time there was already a long-standing and mutual hostility between them. According to the publication, it originated in 2000, when the Ministry of Trade headed by Fradkov was abolished and transferred to the Ministry of Economic Development and Trade. During the period of Fradkov’s work in the Security Council and the tax police, his relations with the head of the Ministry of Economic Development and Trade were also quite tense, but without aggravation. The most serious clash between them occurred in the second half of 2003 during one of Gref’s visits to Brussels, where Fradkov was Russia’s special representative to the EU. According to eyewitnesses, Gref then sharply reprimanded Fradkov for “bad work with the EU” in front of his subordinates. According to other reports, two high-ranking officials at Brussels airport began shouting at each other, without paying attention to witnesses. In 2005, Profile wrote that the ideological incompatibility of Fradkov and Gref (one is a Soviet bureaucrat, the other is a convinced “marketeer”), aggravated by personal hostility, led to the fact that not a single government meeting was complete without a spat between the prime minister and the minister of economics . But, according to the publication, over the years the situation has changed, and the working relationship between them has become completely different than at the first stage.

According to media reports, Gref has repeatedly opposed the monopolization of the oil and gas sector of the economy. In an interview with the Kommersant newspaper in January 2005, Gref said that the state should transfer “any profit-generating activity into private hands,” and that it itself “should focus efforts on creating clear rules of the game that are strictly followed by everyone.” He called the direct presence of the state in the oil sector “unjustified.” In particular, Gref was opposed to the nationalization of Yuganskneftegaz, a subsidiary of the Yukos Oil Company, but subsequently publicly approved the deal to acquire it. According to media reports, Gref changed his mind because the government decree obligated state representatives in joint-stock companies to vote in accordance with the directives and powers of attorney of the Ministry of Property of the Russian Federation.

Gref took part in fate state company OJSC NK Rosneft, including in organizing the initial placement ordinary shares(IPO) among Russian and international investors in Russia and the UK in June 2006. At the same time, the head of the Ministry of Economic Development and Trade emphasized that more than 70 percent of Rosneft shares will remain with the state.

Gref paid great attention to the Russian Regional Jet (RRJ) program, a joint project of Sukhoi Civil Aircraft, the Ilyushin Aviation Complex and Boeing. The goal of the program was to create an aircraft that meets the existing and future requirements of Russian and international markets. During a press conference on November 2, 2005, Gref called this project one of the priorities for Russia and promised that the obligations of the Russian side would be fulfilled on time. According to him, the state was supposed to invest 8.6 billion rubles in the project. It was assumed that six aircraft should be produced by the end of 2007, and their serial production should begin in 2008.

In November 2005, Gref headed a commission that was involved in forming a list of projects applying for money from the Investment Fund of the Russian Federation. The list of investment proposals to the government included projects for the construction of a complex of oil refineries in Tatarstan and a project for the development of the Lower Angara region, as well as a number of projects for the development of the country’s transport infrastructure: the construction of the Western High-Speed ​​Diameter in St. Petersburg, a section of the Moscow-St. Petersburg toll highway, a new exit Minsk highway on the Moscow Ring Road and railway to mineral deposits in the Chita region, as well as laying the Orlovsky tunnel under the Neva. It was planned to allocate 164 billion rubles for the implementation of these projects.

On July 27, 2006, Gref made a statement on the transfer of powers to the Federal Tax Service (FTS) to maintain a unified state automated information accounting system alcoholic products, . He made this statement after a group of members of the Public Chamber addressed an open letter to the head of government, Mikhail Fradkov. In the letter, representatives of the Public Chamber asked the Prime Minister to sort out violations of the production and supply schedule of alcoholic beverages that arose due to a failure in the work of the Unified State Automated Information System (USAIS), the development and maintenance of which was carried out by FSUE Atlas under the FSB of Russia.

Gref was a supporter of Russia's early entry into the World War II trade organization(WTO) and has repeatedly stated that Russia could be admitted to the WTO by 2007. After representatives from Moscow and Washington again failed to agree on this issue during the G8 summit held in July 2006 in St. Petersburg, Gref sent a letter sales representative USA Susan Schwab. It indicated that in the event of further failure of negotiations on accession to the WTO, Russia will be forced to reconsider agreements on the import of meat from the United States, according to which quotas for the supply of poultry, beef and pork from this country were increased.

On June 26, 2006, Gref proposed to the board of directors of RAO UES of Russia to work on the idea of ​​creating a Power Engineering Center on the basis of the Power Machines (SM) concern. OJSC Power Machines, whose turnover in 2004 amounted to 639 million US dollars, was called the leading Russian manufacturer by the media energy equipment. Previously, the German concern Siemens expressed a desire to buy the OJSC, but the Russian Federal Antimonopoly Service (FAS) denied the right to purchase it under the pretext that the company carries out, among other things, military orders. Only after RAO UES of Russia acquired a controlling stake in Power Machines did Siemens receive a blocking stake in the enterprise. According to media reports, by the end of August 2006, the energy holding directly owned 22.43 percent of the company's shares and another 30 percent was in trust management RAO; 2.5 percent of the shares were concentrated under the jurisdiction of the St. Petersburg Generating Company. Analysts saw Gref's proposal as an attempt to convince the management of RAO to take Power Machines under its full control. The board of the energy holding, as stated in the issued communiqué, accepted the proposal of the head of the Ministry of Economic Development and Trade for consideration.

In July-August 2006, Gref's name was mentioned in the press in connection with the process of approving the draft budget for 2007. The submission of the draft document for consideration by the government was postponed, since Gref’s department delayed the transfer of an updated forecast of government spending to the Ministry of Finance.

In December 2006, the Ministry of Economic Development approved the creation of special economic zones (SEZ) of a tourist type. Their residents will have to receive an income tax benefit (20 percent instead of 24 percent), will be able not to pay property and land taxes for five years, and the unified social tax will be paid at a rate of 14 percent instead of 26 percent (but only from annual salaries up to 280,000 rubles). In the 2007 budget, 1.1 billion rubles were allocated for the creation of tourist zone infrastructure, so it was planned to create two or three, maximum five SEZs of this type. After the meeting of the competition commission at the end of October, seven regions scored the most points: Altai region, Gorny Altai, Buryatia, Irkutsk region, Krasnodar and Stavropol territories, as well as the Kaliningrad region. “It’s a difficult choice, you can’t throw anyone out,” Gref said at the decisive meeting of the commission and offered to support all applications. The commission agreed with him.

Describing Gref's personality, the media wrote that he has a reputation as a strong market leader and liberal who is ready to implement unpopular reforms. He, according to a number of publications, believes in his ability to change Russia for the better. At the same time, it was noted that Gref lacks the depth and consistency of economic knowledge (he does not have an economic education). He believes in the absolute intrinsic value of private property and the need for the state to withdraw as much as possible from the economy, and even state social programs, according to a number of publications, are an unnecessary burden in the eyes of the Minister of Economic Development. Gref does not accept anything that contradicts these principles, and it is absolutely impossible to convince him, since he does not like and cannot conduct a reasoned argument (it was even suggested that this was one of the main reasons for his hostility towards the former presidential adviser on economic issues Andrei Illarionov, known for his love of discussions).

The media associated Gref's weak economic preparation with the opinion expressed by a number of senior officials, according to which Gref allows Finance Minister Kudrin to “play on his own field.” As a result, departments that should balance each other are unable to work together. Speaking about the rivalry between Gref and Kudrin, a number of publications mentioned the supposed advantages of the Minister of Finance over the head of the Ministry of Economic Development and Trade. According to them, Gref’s personal services to Putin are more modest than those of Kudrin, who actively helped the future president find a job in Moscow after he left St. Petersburg in 1996. They also wrote in the media about alleged mutual hostility between the ministers. However, the FeldPochta newspaper published the words of Gref himself, refuting this opinion: “We can argue and conflict as much as we like, but in difficult times we are ready to come to each other’s aid.” It is known that in 2004 Kudrin was among those invited to Gref’s wedding.

In January 2006, Fradkov signed the Russian development program for 2006-2008. Vedomosti called it "an excellent example of a compromise" between the prime minister and his subordinates - Gref and Kudrin. The signing of the program, according to the publication, was hampered by disagreements over the clause on doubling GDP in 10 years. Throughout 2005, Gref’s department introduced various revised versions of the medium-term program, but doubling GDP did not work out, despite the planned ultra-high oil prices. As a result, only the phrase remained in the program that the program should ensure GDP growth doubled in 10 years, but without indicating which years and without economic calculations. In exchange for this, Kudrin and Gref agreed to reduce the value added tax (VAT) rate to 13 percent, which Fradkov insisted on for more than a year, but also without specifying the timing of the introduction of this rate. In this regard, political scientist Alexei Makarkin noted that “Fradkov clearly does not have enough strength to push through decisions, there are too many centers of gravity in the office,” since “both Kudrin and Gref have direct access to the president.”

It was noted that Gref is absolutely intolerant of the slightest signs of corruption in his circle (allegedly his secretaries are afraid to take even a box of chocolates as a gift). In 2001, Literaturnaya Gazeta expressed the opinion that Gref clearly sees that the root of evil in Russia lies in corrupt officials. According to the publication, ninety percent of his efforts are aimed at combating them. At the same time, the newspaper noted, Gref’s sobriety in his assessment of Russian realities is at times strikingly combined with naivety: for example, he allegedly believes that if the authorities set an example of honesty and transparency, then the bureaucracy at lower levels will follow this example.

The press published statements about Gref as a proud, hot-tempered and not always restrained person. He reacts sharply to criticism and once at a government meeting he was indignant for a long time and demanded that the extremists who publicly burned his effigy be severely punished. His working vocabulary is also figurative and emotional (the media published stories from Gref’s colleagues that such expressions as “for such work you should be hung on a rope”, “lowered down the stairs” are commonplace for him). At the same time, the press emphasized that Gref always apologizes if he was wrong, and in ordinary situations he is quite polite and correct.

Putin, according to some reports, appreciates the simplicity, aphorism, and “unscientific” nature with which Gref sets out his views on the country’s development. It was even suggested that Putin’s expressions “wet in the toilet” and “the ears of a dead donkey” were born precisely “during the meetings of the head of state and the minister of economics.” A number of media outlets mentioned that with other high-ranking officials, Gref very often uses a win-win argument: “I will go to Putin, and he will support me!” - despite the fact that the president does not like to interfere in conflicts between his associates.

In 2003, the television "News of the Week", calling Gref the only Russian Catholic minister, reported that he accompanied President Putin during his visit to the Vatican and appeared before Pope John Paul II. “Arguments and Facts,” in turn, also talked about the visit to the Vatican, but clarified that Gref adheres to the Protestant faith, which denies the very institution of the papacy, which, in their opinion, gave some piquancy to the situation.

In May 2006, in an interview with NTV, Gref said that he did not intend to work as an official all his life. Comparing civil service with service in the army, he noted that it is associated “with a huge number of restrictions, including personal restrictions.” “But this cannot last a lifetime,” he emphasized. In December 2006, in an interview with NTV, he again spoke about his resignation. Having said that the work of the Minister of Economy is extremely difficult, he said: “I believe that there are a large number of worthy people in the country who will cope with these responsibilities no worse than me.” He also mentioned the need for rotation in the government, noting that he “will need to be ‘changed’ in the near future, like other ... members of the government.” About his plans for the future, Gref said: “I would like to go into business somewhere, I don’t know where else, I need to change the field of activity...”.

On September 12, 2007, Gref became the acting Minister of Economic Development and Trade of the Russian Federation due to the fact that the Chairman of the Russian Government, Mikhail Fradkov, asked President Putin to resign his entire cabinet. The prime minister justified his request by the desire to give the president freedom of personnel decisions on the eve of parliamentary and presidential elections. Putin accepted the resignation, asking the prime minister and other ministers to temporarily perform their duties. Fradkov's successor as prime minister was Viktor Zubkov, whose appointment was approved by the State Duma on September 14. On September 24, a new government was announced: Gref was replaced by his former first deputy, Elvira Nabiullina.

On October 16, 2007, the Supervisory Board of Sberbank of Russia recommended Gref's candidacy for election as president and chairman of the board of the bank. A few days earlier, the former head of Sberbank Andrey Kazmin was recommended by Zubkov for the post of head of the Federal State Unitary Enterprise Russian Post. At an extraordinary meeting held on November 28, 2007 general meeting shareholders of Sberbank of Russia decided to terminate Kazmin’s powers early “in connection with a transfer to another job.” As expected, Gref was elected in his place (no other candidates were put to the vote).

In June 2009, Gref, as chairman of the board of Sberbank of Russia, joined the board of directors of NK OJSC Lukoil (president - Vagit Alekperov).

In 2009, Gref repeatedly appeared in the press with forecasts about the future of the Russian economy and the possibilities of reducing the negative consequences for it during the global financial crisis. In January, he was quite optimistic: the head of Sberbank noted that simultaneously with the reduction in the number of banks as a result of the crisis, the technological level and quality of the banking system would increase, and “the old and, as it turned out, ineffective, risk management model would be replaced.” At the same time, Gref admitted that the crisis would last longer than could be expected. In April of the same year, he stated that “the banking crisis in the Russian Federation is now at the very beginning, and it will come from the real sector of the economy.” At the same time, he said that back in September 2008, at a meeting of the Russian government, he predicted a decline in GDP in 2009 by four percent and a possible drop in banking sector by 18.8 percent. “Everyone laughed at it then... But now it’s obvious that these are absolutely real numbers...” he said.

In December 2009, Sberbank of Russia announced rebranding. Gref said that the bank was going to change its corporate identity and instead of the existing logo choose a more “dynamic and youthful” one back in May of the same year. According to experts, changing the logo and updating all branches should have cost about 20 billion rubles. Even before the presentation of the new logo, experts said that although the rebranding of Sberbank is aimed at attracting new clients, it will only pay off if, together with corporate style business processes will also be changed , , , . New logo the bank was introduced on December 14, 2009; At the same time, Gref announced a number of other measures aimed at creating the image of a “completely new Sberbank”, including the introduction of new formats for customer service offices. In September next year the bank also changed its previous name "Joint-stock commercial Savings Bank of the Russian Federation (open joint-stock company)" to the new one - "Open joint-stock company "Sberbank of Russia"".

In January 2010, Gref, speaking at the Davos Economic Forum, spoke in favor of reducing the state's share in the capital of Russian banks: in particular, he proposed reducing the state stake in Sberbank from 57.6 percent to 50 percent plus one share. In March of the following year, the sale of 7.58 percent of Sberbank shares was approved by the National Banking Council, and in September 2012, the shares were sold on the stock exchange for $5.22 billion.

At the end of May 2010, it became known that Gref acquired a small amount of Sberbank shares - 0.000004 percent authorized capital. It was noted that the option programs being prepared at that time for Sberbank could have allowed Gref to significantly increase his stake in shares. However, already in June, Gref, without waiting for the start of the option programs, increased his stake in Sberbank immediately by 150 times, bringing it to 0.0006 percent of the authorized capital. By August 2011, its share in authorized capital Sberbank rose to 0.0016 percent and continued to grow.

In February 2011, Vedomosti reported the record profit that Sberbank received and the largest payments to its managers in the history of the bank, amounting to almost 985 million rubles at the end of 2010. The quarterly report noted that the increase in payments was due to an increase in net profit bank from 21.7 to 183.6 billion rubles, i.e. more than 8 times. Gref spoke about the successes of Sberbank at a meeting with Prime Minister Putin. In response to this, as Vedomosti noted, the head of government asked how much the bank pays on deposits to its depositors, and, having heard the answer that for a period of six months the rate would be about 5 percent, he joked: “You are swindlers.”

Sberbank's net profit in 2011 was again a record, exceeding the previous year's result by 74 percent and amounting to 315.9 billion rubles. Only in the last quarter of the year, the bank showed a lower financial result than in 2010 due to increased contributions to reserves associated with lending growth outpacing the market. In the first quarter of 2012, Sberbank's net profit again exceeded the result of the previous year and amounted to 92.2 billion rubles against 86.8 billion in January-March 2011 [

Gref German Oskarovich

Gref German Oskarovich- Russian statesman of German origin, president and chairman of the board of Sberbank of Russia, former Minister of Economic Development and Trade of the Russian Federation (2000-2007). Co-chairman of the board of trustees of the Mariinsky Theater, member of the board of trustees of the Russian International Affairs Council. Chairman of the Board of the Center for Strategic Research. Member of the Board of Directors of Yandex. Chairman of the Board of Trustees of the National Research University Higher School of Economics. Chairman of the Board of Trustees of the Foundation for Supporting the Deaf-Blind “Connection”. Globalist, supporter of globalization in Russia.

Biography

Gref German Oskarovich, was born in the village of Panfilovo, Irtysh district, Pavlodar region, Kazakh SSR, into a family of ethnic Germans who were expelled from Donbass in 1941.

Relatives. Brother: Gref Evgeniy Oskarovich, born on September 8, 1952, entrepreneur. Owns the Tekhnosofiya chain of stores in Omsk, as well as the Geomart and Letur shopping centers.

Sister: Elena Oskarovna Peredriy, born March 14, 1963, wife of the former vice-governor of the Primorsky Territory Sergei Peredriy. He is a shareholder of Primorye Bank, the beneficiary of which is the former governor of the Primorsky Territory, Sergei Darkin. Her husband was fired after inspections that revealed a number of violations in the financing of housing and communal services in the region, the issues of which were supervised by Sergei Peredriy.

Wife (former): Gref (maiden name Velikanova) Elena Nikolaevna, born 04/15/1964, former classmate of Gref. We got married right after finishing school. Divorced in 1998. Currently lives in St. Petersburg.

Wife: Gref (maiden name Golovina, after Glumova’s first husband) Yana Vladimirovna, born 08/05/1975. Designer by training. Currently, the spouses do not actually live together.

Son: Oleg Germanovich Gref, born March 20, 1982, until 2017 he was vice president consulting company"NEO-Center", accredited by Sberbank.

State. In 2013, he entered the top 5 Forbes list (5th place) of the most expensive managers in Russia. His income over the past year amounted to $15 million. The share of shares of Sberbank of Russia owned by G. O. Gref: 0.003096% (package price - $2.19 million).

Hobbies. German Gref is bilingual, with early years equally fluent in Russian and German, he loves Goethe and the German Expressionists.

Awards. He has the Order of Merit for the Fatherland, III and IV degrees, the Order of Alexander Nevsky, the Order of Honor, the Stolypin medal, II degree, and the Order of the Holy Blessed Prince Daniel of Moscow, I degree (award of the Russian Orthodox Church). He has a certificate of honor from the President of the Russian Federation. He is an officer of the French Legion of Honor and an honorary citizen of Astrakhan.

Education

• In 1990 he graduated from the Faculty of Law of Omsk State University.

• In 1994 he graduated from graduate school at the Faculty of Law of St. Petersburg State University.

Labor activity

• 1982 -1984 served in the Armed Forces.

• From 1991 to 1992, he served as legal adviser to the Committee for Economic Development and Property of the Petrodvortsovo District Administration of St. Petersburg.

• From March 1992 to October 1994 - Chairman of the Property Management Committee of the Petrodvortsovsky District of St. Petersburg.

• In October 1994, he was appointed deputy chairman of the committee, director of the Real Estate Department of the State Property Management Committee (Kugi) of St. Petersburg.

• In July 1997, he was appointed first deputy chairman of the KUGI of St. Petersburg.

• On September 2, 1997, he was appointed vice-governor - Chairman of the Committee for State Property Management (Kugi) of St. Petersburg instead of Mikhail Manevich, who was killed on August 18, 1997 (from the moment of Manevich’s death, Gref served as the head of Kugi). The offer to Gref to take this post was made by the Governor of St. Petersburg Vladimir Yakovlev.

• Since September 1997 - member of the Board of Directors of JSC Lenenergo.

• In January 1998, he was introduced to the Board of the Ministry of State Property of the Russian Federation.

• Since April 1998 - member of the Board of Directors of OJSC Sea Port of St. Petersburg.

• Since June 1998 - member of the Board of Directors of OJSC Petersburg - Channel 5.

• On August 12, 1998, he was appointed First Deputy Minister of State Property of the Russian Federation.

• On December 30, 1998, by decree of the Government of the Russian Federation, he was introduced to the Coordination Council on Economic Issues of Regional Policy of the Russian Federation.

• On January 21, 1999, by decree of the Government of the Russian Federation, he was introduced to the board of representatives of the Russian Federation at OJSC Svyazinvest.

• On April 28, 1999, he was appointed head of the government commission to verify the activities of the FSDN.

• In April 1999, he joined the Board of Directors of Svyazinvest JSC.

• On May 10, 1999, by order of the Government of the Russian Federation, he was introduced to the board of state representatives at the Russian State Insurance Company (Rosgosstrakh).

• On June 4, 1999, he became a member of the board of the FCSM.

• On June 26, 1999, he was elected to the board of directors of Aeroflot - Russian International Airlines.

• On August 26, 1999, he was elected to the board of directors of Gazprom as a representative of the state.

• Since September 1999 - member of the board of state representatives at JSC AK Transneft.

• Since January 2000, head of the Center for Strategic Research.

• On May 18, 2000, he was appointed Minister of Economic Development and Trade.

• In July 2000, he was appointed manager from the Russian Federation at the European Bank for Reconstruction and Development.

• Since December 2000 - director working group to prepare a draft program for the country's socio-economic development for the medium term (until 2004).

• Since April 2001 - official representative of the government when the chambers of the Federal Assembly of the Russian Federation considered the draft Land Code.

• On April 28, 2001, he was appointed as a representative of the Russian Federation to vote at the meeting of shareholders of OAO Gazprom.

• Since March 2003, he has been, first on sick leave, then on leave “due to the need for rehabilitation after an illness.” Rumors appeared in the media about Gref's imminent resignation from the post of minister.

Everyone knows the famous statesman German Gref. The biography, nationality, parents of the head of Sberbank will be described below. Gref is a former Minister of Trade and Economic Development of the Russian Federation (2000-2007). Currently heads the board of Sberbank. He is also the chairman of the board of the Center for Strategic Research and is on the board of directors of Yandex. This article will describe his short biography.

Childhood

German Oskarovich Gref was born in the village of Panfilovo near Pavlodar in 1964. The boy's parents were ethnic Germans exiled from Donbass to Kazakhstan because of their nationality. Herman is the most youngest child in the family. The father of the future banker, Oscar Fedorovich, worked as an engineer. And my mother, Emilia Filipovna, worked as an economist in the village council.

When Herman was barely a year and a half old, grief happened in the Gref family - Oscar Fedorovich died. Emilia Filipovna was left alone with three children. Their grandmother provided invaluable assistance in their upbringing. She instilled in her grandchildren neatness, modesty and restraint.

School

Herman studied quite well. He was a disciplined and obedient student, not giving his mother any trouble with his bad behavior. The future chairman of Sberbank had no desire for specific sciences. But the boy loved to play sports and even led the school basketball team.

Institute and work

Then German Gref, whose biography, whose personal life will soon be the subject of discussion in many media, entered MGIMO. A year later, the young man was expelled without explanation. Immediately after this, Herman was drafted into the army. The future banker repaid his debt to his homeland in the ranks of the Army, making him a real man. After demobilization, Gref entered the Faculty of Law. While studying, the young man was actively engaged in social activities and worked as a Komsomol organizer. This aroused his political interest. Herman graduated from the university with honors and remained there to work as a teacher.

In 1990, the hero of this article entered graduate school. Gref’s scientific supervisor was Anatoly Sobchak (the former He would later become German’s “godfather” in his political career. Thanks to Sobchak’s recommendation, the future banker got a job in the St. Petersburg city administration. It was there that he met Medvedev, Putin and other famous politicians from Anatoly Alexandrovich’s team.

Government

The career of the hero of this article began during the years of Perestroika. To formulate the concept of state development of Russia, a special committee was created. Gref headed it. In this position, German Oskarovich distinguished himself by giving promising and accurate economic forecasts. Moreover, he expressed his thoughts without using abstruse terms, which earned him the sympathy of his comrades.

Gref worked as an economic strategist for almost seven years. After this, German Oskarovich’s career began to move toward ascending to the highest political arena of the Russian Federation. In 1998, he was appointed deputy chairman of the Ministry of State Property. After 12 months, the hero of this article was already heading the “Center for Strategic Research”. After Putin's victory in the 2000 presidential elections, he was invited to the post of Minister of Trade and Economy of the Russian Federation.

Achievements

Gref worked in this position until 2007. During this time, five prime ministers changed, and German Oskarovich managed to retain his powers. His main achievements were reforming taxation, the electric power industry, as well as lobbying for the program for Russia’s accession to the WTO. Thanks to this, Russia increased its investment rating, receiving the status of a state with a market economy.

In addition to government work, Gref held key positions in several large holdings. He also served on the Board of Directors of Rosneft, Aeroflot and Gazprom.

Sberbank

In 2007, after the resignation of the government, German Gref (biography, nationality statesman known to almost all economists) completed his ministerial career. His post was taken by Elvira Nabiullina. And the hero of this article was elected by the Supervisory Board of Sberbank to the position. He holds it to this day.

At his new place of work, German Gref (biography, nationality of the head of Sberbank is known to many key politicians of the Russian Federation) achieved significant success - the client base expanded globally, the level of service increased. This led to an increase in the organization's net profit by 74%. German Oskarovich also rebranded and introduced technologically advanced, convenient systems of remote service channels, which brought financial institution leaders in Central and Eastern Europe.

Personal life

Gref was married twice. He met his first wife at school. was the most beautiful girl there. Almost all the boys looked after her. But in the fifth grade, Elena chose Herman. He married Velikanova immediately after graduating from school. A year later, the couple had a son, Oleg.

In fact, they are rarely strong. This is what happened this time too. The relationship between the couple went wrong, and Elena never became the “minister’s wife.” Velikanova still does not share details with journalists about the years spent in marriage.

German Oskarovich did not remain single for long. The banker's next marriage dates back to 2004. Yana Golovina is the second wife of German Gref, her biography is worthy of a separate article. The girl worked as a designer, and she also had an unsuccessful marriage behind her. The wedding ceremony took place in Peterhof (a unique nature reserve). The rental price for the throne room reaches several million rubles.

In 2006, the couple had a daughter, and two years later another one. Today Yana is working on a new project. She is no longer interested in design. The wife of the head of Sberbank threw herself into education. With the help of her husband, she opened a private school, which admits only a select few. Parents and children must come to the interview in tracksuits. A month of education at a private school costs 51 thousand rubles.

Relatives

Oleg is Gref's son from his first marriage. In 2004 he graduated from Moscow State University. Currently serves as Vice President consulting firm"NEO Center" (accredited by Sberbank).

Elena Peredriy is the older sister of the hero of this article. After graduating from the Pedagogical Institute, she got married and moved to Nakhodka. She owns a large stake in Primorye Bank. Elena’s daughter, Olga Tyshchenko, is Sberbank’s chief HR specialist.

Evgeniy is Gref's older brother. He does business in Omsk. He is a co-owner of the Letur and Geomart shopping centers and the Sibir-Keramika and Tekhnosofiya store chains. In 2008, he received a loan of 500 million rubles from Sberbank. Daughter Evgenia works at the Krasnov Design company.

Tatyana Golovina is the mother of Gref's wife. Since 2008, he has headed the Rus sanatorium (Gelendzhik), owned by Transneft. All accounts of the medical institution were transferred to Sberbank.

Attribution of another nationality

Recently, many media outlets have been publishing materials with the title “Herman Gref: biography.” They mistakenly attribute the nationality of “Jewish” to the banker. As already indicated at the beginning of the article, the financier is an ethnic German.

Income

In 2015, German Gref (biography, family, photo of the banker are presented above) was included in the list of the highest paid managers in the Russian Federation according to Forbes. The financier's annual income was $13.5 million. This figure was obtained by adding up salaries, stock awards, long-term compensation and bonuses.

Currently

Now still heads the main credit institution country, the banker's parents and a number of other topics relating to his life are regularly discussed in both the Russian and Western press. In 2015, at a meeting of shareholders, his powers were extended for four years.

In June 2015, German Gref (biography, nationality of the former minister is known to all Sberbank employees) took part in the international economic forum. Answering questions from participants, he criticized the government's work. Gref said that the economic crisis is a consequence of poor management. That is, the Cabinet of Ministers is not only incapable of making quick decisions, but also cannot promptly respond to changes in the market situation.

Also in 2015, it demonstrated the presence human qualities German Gref. The biography, nationality and activities of the banker are often discussed in economic publications. He came out of the situation connected with the open letter of the writer Samuel Lurie with dignity. The essence of the complaint was that the critic was being treated for cancer in the USA, and in St. Petersburg his daughter was not given his pension by proxy. Gref personally responded to Samuil Aronovich. The banker reassured the writer by informing him that the money had been issued. Also, despite some harshness in the message, German Oskarovich apologized to Lurie. By this act the hero of this article earned universal respect.

Scandal 2016

The Gaidar Forum is the place where German Gref distinguished himself with his critical speech. The biography, family and personal life of the financier are constantly discussed in the press. His speech at the famous economic forum was no exception. The head of Sberbank called the Russian Federation a “downshifter country”, located in the abyss and technologically enslaved by other advanced countries of the world. There was a sharp reaction from State Duma deputies. They considered Gref's statements derogatory, unpatriotic, and offensive and called on him to voluntarily resign as head of the largest bank in the Russian Federation.