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Service of instant addressless money transfers without opening an account "Gold Crown" is a set of relevant, convenient and affordable financial services used daily by millions of people in Russia, in the countries of near and far abroad. Transfer speed - it can be received in a few minutes after sending at any of the 49,000 service points.

To send a money transfer you need:

• Identity document.
• Money.
• Name of the recipient.
• Country and city of receiving the transfer. The exact address of the recipient's residence is not required - it is enough to indicate only the city. The recipient of the transfer can choose at what point it is more convenient for him to receive the money.
• Rooms mobile phones- yours and the recipient, if you want to use the free SMS-informing service. After issuing money, the sender receives an SMS with a notification that his transfer has reached the addressee.

To receive a money transfer you need:

• Come to any convenient service point in the selected city.
• Present an identity document. Please note that banks, in accordance with internal control rules, may request additional information or documents identifying the source of origin Money.
• State the control number of the transfer. Thanks to the automatic SMS-informing function, after the transfer has been sent to you, you will receive an SMS with the transfer control number (for transfers with an amount of 2,500 RUB, 50 USD, 50 EUR).

For the recipient, Golden Crown transfers are always free, the cost of the service is paid by the sender.

Restrictions on sending money:

• The maximum amount of one transfer within Russia is 600 000 RUB / 20 000 USD / 15 000 EUR.
• The maximum amount of transfers sent by a resident of the Russian Federation abroad within one banking day is 5000 USD(equivalent).

Ways to send and receive money:

• At the bank office.
• In the salons of the Beeline, Svyaznoy, Euroset networks (it is necessary to issue a Corn card), MTS, KNOW HOW (ION), Maximus, Rostelecom and others.
• You can send money online from the card of the international payment system VISA, MasterCard, Maestro or MIR of any bank in the Russian Federation.

In this section, all information (including tariffs) is indicated for branches.

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The Zolotaya Korona payment system allows you to instantly transfer money without the need to specially open an account and deal with documents. The network of the system operates in many states of the world. Zolotaya Korona allows you to send transfers in any convenient way and then receive them at service offices - banks, shops, organizations that are partners of the payment system.

The payment system allows you to send and receive transfers to many developed countries of the world, including Russia and the CIS. Several hundred banks, shops and other institutions are ready to accept clients of the Golden Crown.

How to send a transfer

To be able to send money, you must use one of two options:

• contact one of the service offices.
• send online transfers through the official website koronapay.com:

koronapay.com - "Golden Crown"

To make a transaction through the site, you just need to select the section on the main page "Money transfers" and then click on "Translate online". Then sequentially fill in all the items that the site offers. These personal data are necessary for sending the amount of money and its further receipt by the addressee.

If you want to transfer money through the office, then you need to have a passport and the necessary amount of money with you. From the information, the full name of the recipient, the country and city of his residence will be enough. It is also advisable to know his phone number - this will allow you to connect the free information service via SMS messages.

Free SMS-informing works if the transaction amount is at least 2500 rubles or 50 USD/EUR.

The maximum amount you can send is $5,000. Transfers in any foreign currency are carried out without commission. In the case of the Russian ruble, you will have to pay 1% of the amount, but not less than 50 rubles and not more than 1000 rubles. The percentage for the transfer is paid by the sender, the recipient just needs to come and collect the money.

It is worth remembering that any place of departure may set its own service fee in addition to the already existing one. Therefore, it is more profitable to send transfers via the Internet online.

How to receive a transfer

To receive money sent through the Zolotaya Korona payment system, you need to choose any convenient service office and come to it with a passport and transfer control number. The control number must be transmitted by the sender, if the free information service has not been activated.

Online receipt of a transaction is available only if a regular card-to-card transfer was made through the koronapay.com website. If a full payment was sent, then you can receive money only in partner institutions.

You can receive money literally a minute after sending it. But some points of receiving and issuing transfers have their own nuances at which they provide services. Therefore, it is worth figuring out where and under what conditions you can get a translation.

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Transaction limits

The general limits set by the payment system are as follows:

• $5,000 per day;
• 1 million rubles per month;
• 1.5 million rubles in two months;
• 2 million rubles in three months.

Limits apply only to sending money. You can receive as many transfers as you like.

Where can I receive a transfer through the "Golden Crown"

The payment system has quite a few partners both in Russia and abroad. But they do not include some large institutions and banks. Therefore, it will not be possible to receive a translation everywhere. It is necessary to find exactly the partner institution of the Golden Crown.

Partner banks

Unfortunately, one of the largest banks is not included in the number of banks cooperating with Zolotaya Korona. Sberbank of Russia does not work with transfers through this payment system. Just like a number of other large institutions.

The list of partners can be viewed on the official website. Also there you can find out which chain stores, communication stores and other institutions can receive or send money transfers. gold Crown».

Of the large banks working with the system, only a small part can be distinguished:

• Uralsib;
• Gazprombank;
• Russian standard;
• MDM Bank;
• Sovcombank;
• OTP Bank.

The best way to find out where in a particular city you can get a transfer is to call hotline"Golden Crown" and clarify, or look at the possible places of receipt on the map located on the official website of the system.

Shops and communication salons

Many chain stores and communication salons enter into an agreement with Zolotaya Korona, thus attracting customers and promoting their own services.

Euroset

Salons cellular communication Euroset offers services for receiving and sending money transfers using the Golden Crown. But in order to use these services, you must first issue a plastic card "Corn". Euroset agrees to work with transfers only of those people who have this card.

When transacting funds through the Euroset, the recipient can also issue "Corn" on the spot. It's free. Issuing a card is one of the ways to identify the recipient, which increases the security of sending money. But at the same time, the money will be issued from the cash desk, and not directly to the card. It is also possible to receive a transfer directly to the new "Corn" in any partner bank. After that, it will be possible to withdraw this money at an ATM that works with MasterCard plastic cards, without paying a commission for it.

Euroset also has its own restrictions on receiving and sending money transfers. If Zolotaya Korona is generally capable of sending up to $5,000 at a time in the equivalent of any currency, then this mobile phone store works with transactions up to 30,000 rubles. At the same time, Euroset only works with transfers within Russia and the CIS.

Svyaznoy

Cellular salon, provides services for receiving and sending finance. It is enough just to come to any branch and tell the consultant or cashier that you need to make a transfer through the Golden Crown.

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It is important to remember that for registration it is not required to buy a Svyaznoy Bank card or pay for any additional services, except for a commission.

Transfers in Svyaznoy are limited:

• up to 500 thousand rubles in Russia per day;
• abroad - up to $5000;
• from abroad - up to $20,000.

Commission - from 1.5 in Russia to 2% in the CIS.

And in order to receive money, you need to come with a passport to a partner bank, show the document to one of the employees, and name the transfer number "Golden Crown". It should have come in an SMS message if such a service was connected. If not, the number must be obtained from the sender.

KNOW-HOW

Federal retail network stores - a joint brainchild of ION and the mobile operator Beeline. The institution can send a transfer if several conditions are met.

First of all, a person who wishes to receive money in this way or send it must have a KNOW-HOW card. It can be pre-ordered directly in the store.

Otherwise, the sending procedure is the same - the sender comes with a passport and the amount (including the commission), reports his passport data and the recipient's data, after which he transfers the money and receives documents with the transaction number in his hands. The number is then transmitted to the recipient (either by the sender or via SMS informing).

KNOW-HOW also allows you to make online transfers, but using your own system from the balance of the store card.

The store does not provide transfer issuance services, but it can be obtained from partner banks without restrictions.

Maximus

The retail network "Maximus" has recently joined the ranks of the partners of the "Zolotaya Korona". At the moment, through the company, you can send transfers within Russia and the CIS. The shipping rate is kept within 1.5% for transactions within the Russian Federation and 2% for the CIS.

KARI

The network of shoe stores provides services only for sending money. At the same time, you can send up to 200 thousand rubles in total per day. For a month, Kari allows you to send up to 1 million rubles. All this - together with the commission.

In KARI stores, the commission is 0.9%. A number of stores are running a promotion with 0% commission, specific addresses can be found on the official website of the Golden Crown.

Mobile and internet operators

Mobile operators do not lag behind the progress and conclude agreements with the Golden Crown. Today, transfers can be made using MTS and Beeline. In addition, the Rostelecom provider also has such an opportunity.

MTS

In MTS retail stores, today you can only send money transfers using the payment system. In addition to a passport and money, nothing is required from the client. Commission for sending within Russia - 1.5%. Outside the CIS countries - 2%.

And you can receive the sent money at any partner bank, in particular, MTS Bank. At the moment, this institution works with three currencies - the dollar, the euro and the ruble.

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Beeline

Each retail office of "Beeline" provides the appropriate services for sending the "Golden Crown". It is necessary to come to the office with a passport and money and express a desire to make a money transfer using this system.

Since 2016, a promotion has been operating in the salons - when ordering a transaction, the commission is only 1%. And it doesn't matter if you need to send money to the CIS or to Russia.

The transfer is carried out in cash. It is impossible to receive money in Beeline, for this you will have to go to the points of issue.

Rostelecom

The Rostelecom retail network of stores offers the population throughout Russia the services of sending Golden Crown transactions. Additional services are not required to send a payment. Only a standard set - a passport, data of the sender and recipient, money.

An interesting promotion - in the CIS and far abroad in Rostelecom you can send money with a commission of 0%. At the same time, in Russia it will be 1.5%.

How to track the transfer through the "Golden Crown"?

A money transaction using the Golden Crown system, as a rule, occurs almost instantly. But in some cases, it can take several tens of minutes. In this case, there may be excitement - how are the money doing there?

And in this situation, it is desirable to know how to check the status of the translation. There are three ways to do this:

1. Inquire directly at the office of the company by the transaction number;
2. Enter the transaction number on the official website;
3. When registering, activate the SMS-informing service and wait until the message arrives.

But, as a rule, there are no delays. And after a couple of seconds, an SMS about a successful transfer is already displayed on the recipient's phone.

"Zolotaya Korona" - repayment of loans

In order to repay your loan using this service, you need to go to the site, then go to the section "Repayment of loans":

"Zolotaya Korona" - currency exchange

In order to buy or exchange currencies using this service, you need to go to the site, then go to the "Currency Exchange" section. In the window that appears, select the desired currency and enter the amount:

The Golden Crown is a Russian development of scientists from Akademgorodok, which was created in the mid-90s of the last century. Today it is an international payment system that is developing in two directions: as a money transfer service and as a line of bank cards that have never been hacked by hackers in 20 years.

You can learn more about how to use the Zolotaya Korona - Money transfer service without opening a bank account.

Here we will consider how to become the owner of the Golden Crown card and use all its features for your own benefit.

All about Zolotaya Korona bank cards: answers to pressing questions this year

All questions from users of the Golden Crown on the forums of the analysts of our site were grouped into several blocks, answering as much as possible in simple words and visually understandable.

Where and how to apply for a Golden Crown card?

It does not apply to a specific bank, its principle was developed by the payment system itself and applies to plastic issued by other banks. The main thing is that these banks should be partners of the Golden Crown. Each region has its own partners. How to find them? The algorithm is simple: on the koronacard.ru website, select the "For banks" section and activate the "Our partners" option.

A list of regions with partner banks in the current year will open. Choose your region, the bank you like and draw up a card there, which will also function in payment system Gold Crown.

Look for partners of the Golden Crown and order a bank card from them

Users ask how to login Personal Area golden crown cards This question arises from a misunderstanding: the Golden Crown has an online money transfer service, where you need to register in your personal account to make transactions. bank card not needed for translation. And the Golden Crown card is issued by its owner in one of the many partner banks of the Golden Crown - there are more than half a thousand of them in the Russian Federation alone. Therefore, the procedure for entering the personal account of each card is prescribed by the bank, which issues it to its client.

Can I apply for a Golden Card online? Naturally, if the bank that issued it prescribes such an opportunity. If not, then sorry, you can look for another partner of the Golden Crown.

How to find out the balance of the Golden Crown card? Another question for which there is no single answer. Each bank that issued the card has its own algorithm. This also applies to transfers from card to card through the Golden Crown.

How to activate the Golden Crown card? The answer is obvious: as soon as you carry out any operation with its help, including within the framework of the Zolotaya Korona payment system. Naturally, the card is subject to the rules of use of the bank that issues it.

Are there Golden Crown transfers through Sberbank online?

Sberbank is a competitor to the Golden Crown, as it gives its customers the opportunity to transfer via the Internet through its own development - the Sberbank online service. So if you want to use the Golden Crown payment system, then this will not work in Sberbank.

Sberbank and Zolotaya Korona cooperate in Kazakhstan

Another nuance: if in 2018 you are not in Russia, but in Kazakhstan, then you have the opportunity to transfer funds through the Zolotaya Korona payment system at the local branch of Sberbank, since both brands cooperate on the territory of this state.

But online banking is not possible either. You must contact the office of the Kazakhstani branch of Sberbank, show your passport, present money for transfer and name the city of residence, as well as choose a currency and tell the name of the recipient of your money. The amount will be transferred to him through the Golden Crown.

What are the types and types of Golden Crown cards?

The simplest plastic with the Golden Crown logo in terms of functionality is a money transfer card. It can be issued in partner banks. Only the necessary information for the owner is stored on plastic - where and how much he sent money - and his personal data. Convenience in templates: transfers are made automatically, saving time on issuing receipts. The cardholder simply presented his passport and plastic at the transfer point, after which he sent or received money.

An example of a simple card for money transfers through the Golden Crown in one of the regional partner banks of the payment system

Zolotaya Korona cooperates with other payment systems and therefore issues special cards that combine the convenience of two payment systems. These are the Golden Crown card - MasterCard and the Golden Crown card - UnionPay. With their help, it is easy to make international transfers, since such a “joint plastic” is accepted for servicing by all partner banks of both payment systems.

The Golden Crown also cooperates with large banks in issuing cards under their auspices. For example, Sovcombank issues a whole line of credit cards that operate in the Zolotaya Korona payment system, and additionally in the Mastercard system. Each of the three types of credit cards is serviced on different terms of this bank. Similar credit cards from the Golden Crown are also issued by its other partner banks.

An example of a partnership between two payment systems for one bank card

The experience of cooperation between the Golden Crown and the Corn card, which is issued in the Euroset, is interesting. This is a broad partnership: MasterCard Standard Corn, MasterCard World Corn and MasterCard PayPass Corn (nominal) cards are issued. You can find out all the conditions for their registration in the Euroset - even on the official website, even in person at the sales office. The main thing is that with the help of such a card you can save on purchases in the Euroset and make transfers, taking advantage of the Golden Crown and Mastercard.

A similar principle lies in the creation of the Kari Club card - the Golden Crown, when the card can be issued at any store of the Kari shoe network in order to receive discounts when paying for goods of this network.

From the same series, the triple partnership of the Golden Crown, Mastercard and the online store KNOW HOW, which issues its own card for payments and transfers.

Similar products have been created in the Beeline and Svyaznoy networks.

It makes no sense to talk in detail about the benefits of each Golden Crown plus partner store card if you understand the general trend: to accumulate bonuses, receive goods and services at a discount by paying with a card, and transfer money through the Golden Crown service.

Moreover, payment terms are constantly changing for the better, urgent promotions are being held, etc. You just need to follow them through the official websites of partners or via SMS notifications.

Special features of Golden Crown cards

The most interesting for the user of the Golden Crown in 2018 was the information about the use of cards with this logo in special projects. We are talking about the so-called Transport Card, which the Golden Crown has developed as part of the Electronic Travel Card system. These are several types of transport cards:

• "Unified transport card";
• "Social card";
• "Student card";
• "Student card";
• "Corporate transport card";
• "Banking and transport card".

Each of them makes it possible to pay for travel and receive discounts in municipal modes of transport and even in some private minibuses.

You can find out the possibilities of the Golden Crown transport card on the website t-karta.ru

Find out which card is valid in locality user, it is possible through the Internet. On the official website t-karta.ru, find your region - and at the moment the service is not available everywhere - and find out what are the conditions for issuing and using the Golden Crown transport card.

To date, the Golden Crown money transfer has become very widespread, but many people have a question - in which banks can it be received? We will tell you about this in our article.

According to a recent statistical study, the Golden Crown service is one of the ten most popular money transfer systems in our country. It has representative offices both in Russia and abroad:

• in Belarus,
• Ukraine,
• Moldova
• Georgia,
• Abkhazia
• Kazakhstan,
• Uzbekistan
• Azerbaijan,
• Greece,
• Czech Republic,
• Mongolia,
• China and some other countries.

As stated on the official website, this system interacts with several hundred companies where you can easily receive and send a money transfer. Most of them are located in Moscow or St. Petersburg, but issuance can always be issued in other cities.

How to get money through the Golden Crown system?

The main convenience of this service is that transfers here are carried out in an addressless way. In other words, the recipient indicates only the city where the recipient is located, and he is free to choose the pickup point that suits him best in terms of location, work schedule, etc.

To receive funds, you must personally contact one of the points of the company, and you must present:

• a passport of a citizen of the Russian Federation or another document proving your identity (may differ depending on the country where the recipient is located),
• SMS message containing a unique transfer number.

SMS alerts are generated automatically, and notify the recipient that money has been sent to his name. The SMS must contain a 9-digit identifier by which you can search for a translation without specifying additional information.

All that is needed for this is to go to the official website of the organization using the link koronapay.com and click on the link "Check the status of the transfer" at the top of the page. As soon as information appears that the money has arrived in your city, you can receive it.

Please note that transfers are stored for no more than 3 years. If this period has passed, and the money has not been claimed, they will return to the organization through which they were sent.

Which banks accept and issue Zolotaya Korona transfers?

To date, you can receive a transfer in more than 40 thousand service points located in Russia, the CIS countries, as well as in the near and far abroad. You can get money at bank branches, here is a small list of them:

• SB Bank LLC,
• CB "Sdm-Bank" (OJSC),
• JSCB "Mosoblbank" JSC,
• JSCB "Irs" (CJSC),
• "CentroCredit" JSCB CJSC,
• "Investbank" JSCB,
• CB "ROSAVTOBANK" LLC,
• JSC "SMP Bank",

It is more convenient to do this in the Svyaznoy communication salon, more detailed information about the translation service can always be found on the site service-ok.svyaznoy.ru/qa .

In addition, if you have a "Corn" card, money can be sent to her account. To cash them out, you can contact any of the Euroset offices.

How to find the nearest address of the point of issue or receipt of the transfer:

1. Visit www.perevod-korona.com
2. Specify your country of location and the city that interests you, you can also add a street or metro station
3. Next, click on the search icon (magnifying glass) and the system will show you a list of branches.

Here is a video instruction:

How to get a? You need to present a passport or other document proving your identity to the bank and indicate the control number of the transfer, which is communicated to the recipient in the form of an SMS notification. You can receive no more than 30,000 rubles in cash, the amount over is credited only to the account of the “Corn” card.

Also, all customers are offered to issue a convenient card sender "Golden Crown". Its presence frees you from going to the bank, which means it saves time.

With its help, a variety of actions are possible, in particular:

• transfer of funds
• repayment of a debt,
• making any purchases, etc.

There are several types of cards: classic, special, transport and co-brand "Corn". Registration takes place through partner banks, their list can be found by going to