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M-banking from Belarusbank. We are exploring new functionality for iOS. What is m-banking

Rightfully dominant position in the Belarusian financial market belongs to the oldest bank Belarusbank. Like everyone else, it has its pros and cons. From the old clumsy system over the past decades, using all its advantages, it can give odds to any foreign bank. National affiliation is allowed at the present time to offer best conditions on exchange rates, lending rates, commissions. Rich history And greatest number branches and ATMs – a good reputation for the client. Let's figure out how to connect Belarusbank mobile banking

The client’s desire to spend as little time as possible visiting banks led to the fact that, at the request of the bank, Mobicon Media LLC created mobile Internet banking Belarusbank. M-banking. This is what they call the service at Belarusbank. It is adapted to the small screen size and allows you to manage your accounts anytime, anywhere.

To whom is it available?

The software development is designed for holders of plastic cards of Belarusbank, BPS-Sberbank and Belagroprombank.

You can install it on a smartphone running Android OS version no lower than 2.0 or iOS version no lower than 6.0

To use the service, the SMS banking service must be activated.

You can choose from two communication channels: SMS or Internet.

Communication via the Internet incurs costs only for traffic, and for SMS they are charged cash according to tariffs, but in the absence of Internet this option is essential.

Technical parameters

The phone must be in working order with a display resolution of at least 120x120
free space is required RAM at least 400 KB
Mandatory support for Java Platform MIDP 2.0/CLDC 1.0 for SMS messages Java Package JSR 120/WMA

M-banking options

We will try to list as much as possible the operations available in M-banking around the clock.

This is, of course, payment utilities, insurance, security, loans, payments through the ERIP system, making charitable payments to MBOO Unihelp, blocking cards, viewing account balances, transferring money by cards, crediting money to deposit accounts in Belarusbank, you can pay for tickets, subscribe.

Restrictions

Unfortunately, You cannot open a loan or deposit account through this service.

Fundamental changes in the Belarusian economy in recent years (denomination, transition to new accounts) impose some restrictions on ongoing transactions. The Bank politely and professionally makes references in its information articles. And over time, technical difficulties tend to translate into better services.

There is a ban on payments for mobile communications of less than 0.15 rubles, and you cannot pay more than 99.99 rubles for a phone in one transaction,
To transfer funds from card to card minimum limit 2.1 rubles, maximum – 999.9 rubles.

How to connect Internet banking Belarusbank to your mobile phone

There are three ways:

by contacting a bank branch
using an ATM or information kiosk,
via the Internet

How to connect Internet banking Belarusbank to your mobile phone through a bank branch

You will need to present your passport at the bank. An employee will help you fill out the application and generate a code. Next, it will perform all operations with the phone until the operation is completed. This service is free and suitable for insecure gadget users.

How to connect Belarusbank mobile bank via ATM

At the ATM you need to connect to SMS banking, the rest of the operations will be performed on your phone.

Belarusbank mobile banking options

Guide on how to connect Internet banking Belarusbank to your mobile phone via the Internet

First and necessary condition— connect to SMS banking. You will have to use an information kiosk or online banking to activate and receive an access password. You need to come up with this personal code yourself and record it in a place inaccessible to others. It is impossible to recover your password in Belarusbank; you will need to delete the existing application and register a new one. In addition, if the wrong code is entered 3 times, the system automatically blocks the entrance. There are many applications for storing numerous passwords.
Next, find the application in Google Play Market. To do this, enter “Belarusbank” in the search bar, click the “install” button, accept the terms and wait until the application downloads.
Log in and register for M-banking.
Add a card

It is not difficult to follow the steps of the program sequentially. A window will ask you to specify your password, communication channel, network operator, and phone number.

The second step when registering is to enter the code received by SMS. If he doesn’t come after 5 minutes, you should check that you entered the number correctly. But when everything is correct, you need to restart the phone and repeat the procedure again.

This operation takes about 5 minutes. After each successful stage, the system prompts you to click the green “Continue” button. And at the end it asks for consent to add a card.

When registering, we automatically go to the working second page and enter the desired card name.

The next step is to select the “service package” and activate the card.

An SMS banking password is required for this procedure.

Good news for beginners – when you sign up for the “Economy”, “Basic” and “Full” M-banking packages, the first 30 days are free.

Belarusbank mobile bank interface

Application Description

The interface is very convenient and consists of three pages.

The first is informational. All important information is available with one click: exchange rates, ATM addresses, bank news, information about discounts.

The second, main, contains 6 icons for each type of service. And it is central to everyday work.

Payments are divided by area and each area is divided by type of service. Here you can make payments through ERIP.

On the “services” tab, standard financial transactions are carried out. The display contains all the prompts. The smart assistant will provide guidance at every stage.

On current moment Autopayments are available only for mobile communications.

The Contacts section informs about telephone numbers, addresses, and operating hours.

Sliding the screen to the right reveals information about ATMs and discounts.

The magazine interface is very convenient. It is very informative and accessible to use all the capabilities of this function.

And the third is an archive of all payments.

Shutdown

If there is a need to cancel the service, you can do this in several ways:

Delete application
Call support
Stop payment

Mobile banking transaction log

Help

Taking care of its clients, the bank has well-organized support. This could be a call to 147, or an online question via the official website or email address.

Multi-level protection reliably protects confidential information that is accessible only to the processing center.

Advantages

So, why is Belarusbank mobile banking so beneficial?

When testing the system, the most positive reviews were noted in terms of convenience, functionality, and system performance:

easy to log in,
convenient navigation,
minimum number of transitions when paying, the ability to create automatic payment and one-button payment,
no restrictions on payments,
fast support service,
error-free work.

The client’s desire to spend as little time as possible visiting banks led to the creation mobile internet banking Belarusbank "M-banking". It allows you to manage your accounts anytime, anywhere.

M Belarusbank is an application for making payments through the “network” using cards of Belarusian banks. You can pay for purchases in the supermarket and other transactions using Internet banking.

Download this client and use the convenient interface to complete monetary transactions in the Republic of Belarus. In the application you can manage cards and pay for various services.

Application features

replenishment of the account for calls on a mobile phone, as well as utilities;
payment of loans and long-term purchases in installments;
translation electronic money to bank cards and accounts;
convenient shell for checking exchange rates;
“receiving” an account or card using a convenient application form;
working with cards and obtaining a loan;
creating card statements;
making a purchase online and transferring money to the user’s balance.

Features of work

In M Belarusbank you can use basic features and additional functions without problems. The software allows you to log in even when there is no Internet. Essentially, you will log into the client using offline mode.

Using a special access key that is generated in advance, you log in to the application without any problems. If necessary, you can log into the software using your fingerprint. This login method works on Android OS mobile devices no lower than version 6.0.

An additional function of Belarusbank is sending a request in the form of a message. Through this query command, you can check accounts, transfer funds, and perform other operations for mobile devices.

Remember that by using these commands, you are paying additional “money”, which is charged by your operator. Use the main types of commands offline to avoid spending money from your account.

How to connect to mobile banking

This software is suitable for users of major Belarusian banks. Full access to all opportunities is provided after registration with M Belarusbank. After authorization, you can make transactions through the “bank card” and use the information search. Launching the application will be available after registering and receiving a “code” that you will enter only once.

Briefly about the application

payment for monetary transactions using cards and accounts;
transfer of money for using services and purchasing network goods;
Login to the application without using the Internet;
setting up software using a message “offline”;
the graphical environment of the application is created simply for inexperienced users;
The application runs on OS Android 6.0 and higher.

The Internet banking service provided by JSC JSB Belarusbank allows you to control and manage accounts, as well as carry out almost any banking operations without leaving your home.

Service capabilities

The service allows you to save time on standing in queues and traveling to a bank branch, since most transactions can be made remotely.

Through personal account you can do the following:

view the balance on your balance;
open, replenish and repay deposit accounts ahead of schedule;
repay loans;
pay for utilities;
make payments under banking agreements directly;
pay for services using the “Calculation” system;
make a payment with one button;
view the history of deposit statements;
transfer money;
view payment history;
make changes to personal data;
view expense/receipt transactions for the last week.

Methods for connecting to the service

You can connect to the service at a bank branch or through its official website. Some clients can create only one for themselves account in the banking system. If your personal account is not used for more than 1 year, the bank may decide to block and cancel it.

When connecting to Internet banking at a branch, you must have an identity card and a bank card issued by Belarusbank. A bank employee will ask you to fill out an application to use the service. After completing the formalities, you will be given a login, password and session key card, which will need to be activated at the information kiosk.

To register in the system via the Internet, you need to go to ibank.asb.by, select the “Online registration” section, read the instructions and click on “Continue”. The contract will be presented in a new window public offer, you need to read it and accept the terms. Next, fill out a form with personal data (full name, date of birth, citizenship, type of document provided to confirm identity, identification code and passport number). After registration, you need to pay a fee for using the service, this can be done online. The session key card will be delivered to your address by a postal employee in the next 10 days.

Instructions for paying for services through your personal account

To pay for services through the online service of Belarusbank, you need to connect “Internet banking”, go to your personal account and on its main page select “Payments and transfers” in the horizontal menu. In this tab you can make payments to any details, pay utilities, repay loans, transfer money and top up your mobile account.

In the left vertical menu, select the type of payment you are interested in, on the right side of the window all information about commission fees and conditions for this transaction will be presented, and at the bottom there is an active “New payment” button. After you click it, you should enter the details of the payer (select a card) and the payee, the payment amount, the session key and complete the transaction.

How to log into your personal account?

To log into your own account, you need to enter ibank.asb.by in your browser or on the main page of the official website belarusbank.by in the top horizontal menu, select the “Internet banking” block.

M-banking of Belarusbank is a service intended for bank clients in which they can carry out various active operations. M-banking works regardless of the client’s location, so holders of Belarusbank plastic cards can freely use special application to perform various payment transactions.

Banking app available for the following OS:

Windows Phone.
iPad.
Android.
iPhone.

Before you start using the banking application, you must activate your Belarusbank card using standard methods. You can find out how much it costs to use the application upon direct registration or from bank employees. Belarusbank's mobile banking service works both via SMS and through an installed application.

M-banking capabilities

What is M-belarusbank? Represents mobile service, developed by Mobikon-Media LLC. The application works via the Internet and allows you to convenient time perform usual banking transactions. A banking program has been designed to work with clients, which are plastic holders from Belarusbank, Belagroprombank, BPS-Sberbank.

To connect the login, you need to use a valid password, which the system will automatically recognize by phone number.

Banking opportunities from Belarusbank:

You can safely pay for services, including paying for mobile communications.
Repay bank loans.
Transfer funds from one bank card to another.
Register or block payments made online.
Receive information about new products and changes in the banking world.
Fill out applications for the issuance of Belarusbank plastic cards or credit products.
Perform other transactions using a current card.
Request notifications about ongoing banking transactions.

How to register a card in Internet banking? There are three ways to do this:

Through an ATM/info kiosk.
At a Belarusbank branch.
By logging in via the Internet.

Restrictions

Has banking of Belarusbank some restrictions for minimum and maximum amounts during the following transactions:

Payment for services (min: 0.15 BYR; max: 99.90 (when paying for a mobile phone), 999.90 BYR when conducting transactions on a personal account).
Transfer of payments (min: 2.10 BYR; max: 999.90 BYR).
Transfer of funds to bank deposit accounts (the restrictions are the same as for transferring payments).

There are also restrictions on some ongoing operations banking:

You cannot open a deposit account or loan.
There may be technical difficulties with re-issuing a plastic card.

Who can use it?

M banking can be used by:

Holders of plastic cards "ASB Belarusbank".
Cardholders of other banking products.

Clients who are not connected to the Belarusbank system are faced with a limited range of operations, but they are performed completely safely and simply.

How to use banking video will tell you everything important details and will help even an inexperienced user understand the banking system of Bank Belarus.

Technical requirements

To install the Belarusbank banking application on your phone, you need to check the device’s compliance certain technical requirements.

By software The smartphone must have Android version from 2.3, and iOS from 7.0. As a communication channel you can choose internet connection or sms.

You can also choose a banking application for your computer, and in order to have full management of plastic cards, you need to log into an existing account.

How to connect M-banking?

How to connect Belarusbank banking? This can be done using a computer or a standard banking service point. Connecting in a few steps with confirmation of your phone number and your personal data.

Through the branch

If the client there is a possibility contact the bank to connect to mobile banking, then you can choose this method.

At the Belarusbank branch you will need to fill out an application and indicate all the data, so you cannot do without presenting documents. The service is suitable for unsure users and is provided free of charge.

Using an ATM

The banking package is complete with all necessary services opens in the application, and you can activate it using an ATM. How to activate?

You need to select a section Belarusbank SMS banking and follow the prompts at the ATM, which will generate a password code.

Via the Internet

Regardless of what package you have, you can connect via the Internet. But it is not always possible to do this on the first try, so it is advisable to stick to general management:

Prerequisite– connect SMS banking of Belarusbank, but this is impossible to do without obtaining a password, which is entered through an information kiosk or ATM.
Download the Belarusbank application and install it on your smartphone.

Add active plastic ones.

Card activation

Removing a card

Card activation in progress V normal mode , and its addition and use is carried out in a special application.

Given the different tariffs of mobile operators, the cost of using banking is not the same for all customers.

If you are already an SMS banking user, but do not use an outdated password, then you can access the system again to generate a new code and reinstall the application.

Application Description

Every client of Belarusbank can connect to banking in order to receive information about exchange rates, bank news, discounts, or take advantage of necessary services, which are popular in everyday life. When using this or that service, pop-up useful tips(information that allows you to use the banking service usefully and safely).

Mobile banking login:

Once you have decided to download and install the Belarusbank banking application, a simple interface opens.

It consists of three sections, in which you can perform the following operations:

Services

Operations

Settings

Extract by e-mail.
Blocking your electronic card.
Autopay.
Password 3D Secure.
Card check by e-mail.

You can find out your banking password by using an ATM or information kiosk, which provides information on a check. To add a card in the application, you will need to activate it in everyday life. Banking allows you to install all packages on mobile phone and make payments for the required services without queues.

Continues to test mobile assistants from various Belarusian banks. This time let's talk about the application Belarusbank for the iOS operating system. Since our last “meeting,” the application has changed both externally and functionally. Let's see what new and interesting things the developers have prepared for us.

Download. The application really looks new. Some features are available even to unregistered users. Namely: exchange rates, news, bank contacts, locator banking services.

To activate the card and start using the application, you need to go through the registration procedure. First, we come up with an access key to enter the application, and also indicate the phone number to which an SMS message with a registration code will be sent.

So, we registered the application on our phone number. But that's not all.

Now you need to add a card and activate the service package for it. For this you will need an SMS banking password, you can get it when registering the service (in Internet banking or an information kiosk).

After entering your SMS banking password, you must choose which service package to connect to. In accordance with the selected package, you will be sent notifications about debiting or crediting funds, but you can choose a package that does not include mailing.

That's all, you can start using the application.

At the top of the screen we see the card’s avatar. If you click on it, the section “ Cards" In the " Operations» you will find the latest and favorite payments, and you will also be able to pay for the services of mobile operators and much more. In addition, here you can top up your deposit, repay a loan, make a payment using your details, and also transfer funds from card to card.

Tab " Services» allows you to block a card, order a statement and activate the 3D-Secure service. If you need to remove a card from the application or rename it, please refer to the " Settings».

Transfers can be made to cards of any banks, and if you are going to transfer funds to an M-banking user, then for this you only need his phone number, which you can select directly from the address book.

Another useful feature is when making a payment or transfer, click on the star in the upper right corner, so you will add the operation to your favorites, which will reduce your time for future payments. When adding, you can immediately set up a reminder for the operation, so you won’t miss a single deadline.

In addition, all selected payments can be renamed at your discretion.

Let's return to the main page, the developers have brought here everything you need. For example, a map that will show you where the nearest ATM is, as well as exchange rates and the last payments you made.

In addition to all of the above, the application contains a section “ Deposits", which allows you to manage existing deposits, as well as view the archive of deposits.

Another section " Transaction Log" By default, all transactions you have performed are displayed here in chronological order, but if necessary, you can select a specific type, for example, "Balance", "Payments" or "Alerts".

Chapter "Services" contains many useful features. With it, you can set up auto-payment, block the card, apply for a loan, issue a new card, and much more.

I really liked the section " Exchange rates" The most great deals presented indicating the distance to the point of sale. You can filter information by bank. For example, look for a favorable rate in a particular bank or in all of them at once. The section has a convenient calculator; you choose the rate for calculations yourself, which is rare.

« Banking services locator» will tell you and show you where to look for the nearest ATM or exchanger. All objects are shown relative to your current location and can be viewed as a list or on a map. Using a filter, you can narrow your search, for example, you can choose which objects to display (cash register and/or ATM) and which currency you are interested in.

In the section " Settings"You can change the access key to enter the application or change it to a PIN code; here you can also set up login using your fingerprint and enable SMS notifications.

Tester's personal opinion

The Belarusbank application has a lot of advantages, one of which is the ability to transfer funds to cards of any banks. Convenient function of transfer by phone number. I would also like to note the very functional services "Currency rates" And "Banking Services Locator".

The disadvantages include the overly complicated process of registering and activating cards. Of course, I didn’t go to the information kiosk; I connected SMS banking via Internet banking. In order to enter it, in addition to your login and password, you also need a code from a code card, which took about 15 minutes to find. So, perhaps, it was worth a walk to the information kiosk.

Test result: 80 points out of 95 possible

Even more of the latest and interesting banking news on our channel in Telegram!

Evaluation criteria mobile application ForiOS						Belarusbank
convenience	Easy to connect: - without visiting the bank (immediately after registration) and self-service devices			1\0	max 21	1
	Authorization mechanism: - by fingerprint - PIN code - login and password - login, password and payment password			3		3
				2
				1
				0
	Availability of last paid payments and the ability to pay from them			2\0		2
	Availability of last paid payments			1\0		1
	Availability of selected payments			2\0		2
	Ability to manage limits			5\0		0
	Ease of changing and recovering your password: - without visiting the bank - with a visit to the bank			2		2
				0
	Balance check speed: Displayed on the first screen - displayed on the first screen (request required) - is not in a visible place - available in the application, but you need to make 1 transition - available in the application, but you need to make 2 transitions - available in the application, but more than 2 transitions are needed			5		5
				4
				3
				2
				1
				0
Functionality		payments	Possibility of creating automatic payment: - any payment without restrictions - there are restrictions - no such function	2	max 13	1
				1
				0
			Availability of payment history: - search by history - establishing a time period - visualization (check)	3		1
			Availability of free payment function	5\0		5
			Ability to create a list of your payments and rename	2\0		2
			One-button payments	1\0		0
		translations	To your bank card	2\0	max 14	2
			To someone else's bank card	4\0		4
			To a card of someone else's bank from a card of someone else's bank	5\0		5
			Data required for translation: - no card number needed - you need a card number - card number and additional information	3		3
				2
				1
			Manually entering card details for transfer (no need to enter)	3\0		3
		deposits	Possibility of opening a deposit online	2\0	max 3	0
			Online replenishment of existing deposit	1\0		1
		loans	Online application	1\0	max 7	1
			Online receipt (without visiting the bank)	5\0		0
			Loan repayment	1\0		1
additional features	Online application for card reissue			2\0	max 27	2
	Online card blocking			2\0		2
	Payment Confirmation: - there are receipts - can be sent to email			2 (one point for each opportunity)		2
	Connecting/disabling SMS notifications			2\0		2
	Online ordering of a new card			2\0		2
	Currency exchange rates			1\0		1
	Working with the map: - search for nearest branches (ATMs/POVs) - detailed information on them - ability to build a route			3 (one point for each opportunity)		3
	Connection to 3-D Secure technology			3\0		3
	PF manager			10		10
feedback from the bank	Contact with the bank ( least time answer): - up to 5 minutes - up to 30 minutes - from above			5	max 5	3
				3
				0
performance	Number of errors: - 0 errors - 1 error - more than 1 error			5	max 5	5
				3
				0
Maximum points					95	80