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A receipt from another person. How to write an IOU: a sample, the procedure for drawing up a document and the main nuances of this procedure

It is not uncommon to find yourself in a situation where you need to borrow money. When small amounts are meant, problems arise in exceptional situations.

But sometimes large sums are borrowed. Here you can not do without a special registration procedure.

Sample and form of a receipt for receiving money

In this case, a free form of filling is acceptable. Gradually, he developed a certain structure.

The sample document looks like this:

The name is written at the top.
Next, an individual - the borrower fixes his data. To do this, you must write the data of the passport, the place of registration.
Then they write from whom the money was received. Here you need to specify in detail the same information as for the borrower.
Further, they claim that the money was transferred in a certain amount. In this case, the amount of the debt is indicated in numbers and words. Record the date they were sent.
If the money is borrowed, an obligation is given to return it no later than a certain date and they undertake the obligation, in case of delay in returning the debt, to pay certain penalties.
Indicate the purpose for which the money is transferred.
At the bottom, the recipient puts the date, signature and its transcript.

Indication of the purpose for which the money is taken is especially important for other types of receipts. It is customary to use such a document if a person receives an amount of money for any purpose. For example, this may be done to pay for the purchase of a car from another citizen.

Receipt form for receiving funds

Here's what the document template looks like:

What is a receipt and why is it needed?

If the transaction is certified by witnesses, their personal data (including registration, passport data) are indicated at the bottom of the page, then the document is signed.

This paper certifies the fact of the transfer of a certain amount of funds.

In some cases, we can talk about the transfer of money in debt. In others - about payment, for example, when buying an apartment.

The receipt is essential for the following:

Proof that funds have been lent and that the loan must be repaid by a certain date.
Confirmation of the fact that the mandatory payment was made on time and in full.

Who writes the receipt

Although the most common situation is when the text of the receipt certifies the fact of receiving money in debt, there are other situations where it is customary to use it:

As you know, it is the child who has the right to receive alimony, and not his mother. That is, if she refuses to pay, the child subsequently has the right to demand them. In order to confirm the fact of payment of alimony, the father can take a receipt each time the payment is made.
When living in a rented apartment, a contract is concluded that provides for regular payment. To certify the fact of the timely payment of money, it is enough to draw it up in this way.
When purchasing a vehicle, this document you can make sure that the calculation is carried out in a timely manner and in full.
Other situations.

Do I need to notarize

The legislation does not require this. When the amount is less than 10 minimum wages, an oral promissory agreement is legally binding.

If the amount exceeds the specified limit, a written form is required.

However, if you have to prove in court that the funds were transferred, a document certified by a notary will be a convincing argument.

Are witnesses needed?

The presence of witnesses is not mandatory, regardless of the amount of funds transferred. But in an extreme situation, if the case goes to court, their testimony can be an important support for the acceptance of the document presented to the court.

How to write a receipt for money

The Civil Code of the Russian Federation provides for the need writing only in cases where the amount of money lent out exceeds ten times the minimum wage.

Notarization is not required. If we are talking about amounts that do not exceed the mentioned limit, a verbal agreement has legal force.

A copy of the receipt is not made. However, you need to be aware that if you refuse to pay, you will have to refer the case to the court for consideration. In this case, it will be necessary to provide convincing evidence.

When a receipt is written by a person unfamiliar or it is a question of a significant amount of money, with proper execution of trifles, there can be no trifles.

If the agreement was oral, it is difficult to prove the transfer of money.

When using the written form of a document, most likely, to prove the fact of a loan, you will have to resort to handwriting examination.

In order to make the fact of registration the most convincing, it is advisable to do the following:

Fill out the receipt by hand, without using the Word editor. In this case, handwriting expertise will be based not only on the analysis of the signature, but also on the handwritten text.
Verify the signature on the document with the correct one, the one that is in the passport.
Involve one or two witnesses to participate in the execution of the document. In this case, under the signature of the borrower, the passport details of one witness are given, then his signature and its transcript are put. Then the data of the second witness is entered. Below should be his signature with a transcript.
Get the document certified by a notary. Usually it costs 100 rubles. If he helps to draw up this document, you will need to pay extra for it.

Useful advice: it is desirable to indicate the purpose of receiving money by the borrower, so that later it could not be said that it was a gift.

The document should contain a wording that the money was actually issued, that the debt actually exists, in order to exclude in the future the assertion that the document was executed, but the funds were not transferred.

The following will describe in detail how to issue receipts in various cases. You need to understand that any mistake may result in the court not recognizing the claim for repayment of the debt. For example, the borrower will incorrectly indicate his data or not provide complete information from the passport. In court, he can argue that the money was borrowed by another person.

If an inaccuracy is made in the data of the borrower, it is subsequently possible to assert that the money was borrowed from another lender.

An example of a receipt for receiving funds

When a document is drawn up, this is done to certify the fact of receipt Money.

This can happen in a variety of circumstances:

When one person borrows money from another.
In the event that it is necessary to make a payment for something (for example, for buying a car, renting an apartment, or in other cases).
Sometimes it is given in order to certify that the payer has fulfilled obligations. An example of this would be the payment of alimony.
In other situations.

Worth considering: in each case, it is not enough just to fix the transfer of a certain amount of money. It is necessary to record in great detail and as specifically as possible the circumstances of the payment.

Receipt for borrowing money

This situation is probably the most common compared to other options. Of course, the need to borrow money is not uncommon. Usually for this they turn to relatives or friends. Often you do not want to do the design.

However, this seems to be justified only in some cases. You can safely borrow money if this person is well known. In most cases, you will have to take into account the risk that the debtor may not want to return the money.

To exclude possible problems, it makes sense to document the fact that the money was borrowed.

When writing a document, there are no strict formal rules, but there are requirements for the content of the document. It needs to be considered:

Name of the document - indicate that it is a receipt.
In the beginning, it is necessary to mention the data of the person who borrows the money. Must be indicated: last name, first name, patronymic, place of residence, passport details.
Next, you need to fix the same detailed information about who gives the money.
It is necessary to indicate in numbers and words the amount that is borrowed. It should be noted that the money was received.
It is important to indicate that we are talking about receiving funds in debt or indicate another reason for receiving them.
Further, the borrower writes that he undertakes to repay the debt before a certain date. This date must be specified.
At the end of the paper, the date of writing the document, the signature and its transcript are put.

This information is sufficient for registration. However, it would be better if the document provides for penalties for delay or acceptable options for repaying the debt, with which the creditor agrees.

At the same time, the borrower can write that in case of delay, he undertakes to additionally pay the agreed amount (interest for the days of delay or a specific amount).

As an additional payment option, for example, payment in installments can be considered.

If the money was borrowed not in rubles, but in foreign currency, it is necessary to indicate the rate at which it can be converted into rubles on the date of writing the paper.

Take note: when lending money, it is permissible to provide for a fee for using financial means. If so, the amount of the reward should be fixed in the text.

Receipt for receiving money under the contract

When filling out the document in question, to certify the fact of payment under the contract, registration takes place in accordance with the general rules.

There is only one difference. In her it is necessary to additionally indicate the purpose of such payment - repayment of debt under the contract.

It is necessary to provide the details of the agreement (date, number, indicate counterparties, necessary items), in connection with which the money is paid.

Payroll receipt

Usually wage issued either at the cash desk of the enterprise against signature in the statement, or transferred to a salary card. In rare cases, the payment of wages requires certification by issuing a receipt.

The document must indicate from whom and for what period the money was paid. It should be noted here that we are talking about the payment of salaries.

Receipt for advance payment for work

In this case, as a goal, it should be noted that an advance payment has been received on account of work under the contract (indicate the date of the agreement, its number and counterparty).

The rest of the writing of the document is based on the usual rules.

Conclusion

Properly drawn up receipt will prevent the possibility of problems in the future. At the same time, notarial registration and the involvement of witnesses dramatically increase the chances of proving one's case in court, if necessary.

For a long time I was going to write an article and give my advice on this topic, since in my law practice I constantly encounter problems of citizens in repaying debts, including those based on incorrect drawing up of a receipt when transferring money on a loan, or even the absence of one.

First of all, I would like to write that in spite of any trusting, friendly, interdependent, labor or other relations, you should not lend money to anyone without a receipt confirming the debt! The only exceptions are small amounts of loans or debts of relatives. In all other cases, in order to accurately return the money transferred on loan in the future, one should not be shy and demand confirmation of the debt by writing the appropriate receipt for the receipt of funds or a loan agreement by the debtor. Whoever this debtor is for you. Even if this is your director, who needed short-term funds for business development.

My advice to you as a lawyer: you should never neglect a receipt for receiving money, especially since this is a completely simple document, a sample of which is always available on the Internet.

What is better a receipt or a loan agreement?

To fix the debtor's obligation to you to return the amount of money received, it will be enough to draw up a regular receipt for receiving funds. For greater confidence that the debtor will not later tell that it is not his signature and he did not take any money, it is advisable to have one or two witnesses when transferring funds and drawing up a receipt (you can relatives, friends).

The notarial form of a receipt for the transfer of money is not required by law. It is usually used when the loan amount is large, or when the lender wants, in case the debtor refuses to return the money, to recover it from him fast way without going through lengthy legal battles. Notarization gives the drawn up IOU stronger legal force. However, for such a notarial sample it is necessary to pay a decent state fee, which is not always justified. In addition, litigation on a regular non-notarized receipt is not particularly difficult and should not be feared.

Therefore, a simple written document in the form of a receipt drawn up between two citizens is quite normal evidence for the court.

A loan agreement is more suitable when registering debt relations between organizations, individual entrepreneurs, or in the event that citizens give each other a loan on some complicated terms (interest, forfeit, penalties, a phased return of funds, etc. are provided).

How to write a receipt yourself?

As a rule, the person receiving the money, that is, the debtor, writes it with his own hand. The text of such a document can be completely arbitrary. Below I have provided a typical sample of 2019 for download and filling. Such a sample will be quite enough to be used as a debt document on the transfer of money and their subsequent recovery back, including in court.

In order for the contract paper to be a valid and complete proof of the receipt of money by your debtor, it must be indicated in it:

Surname, name, patronymic, date of birth of a citizen both receiving and transferring money.
Passport details of both parties.
Write down the exact amount of money transferred to the debtor (be sure to duplicate it in capital text).
Write the date of preparation of the document and the place where it was made (settlement).
Be sure to write the exact date of the refund.
If the money is given at interest, indicate their size.
The debtor must sign the document. If it is drawn up with witnesses, their signatures are also required. It is better to make two samples - for the debtor and the creditor.

What to do if the debtor does not return the money?

If you lent money, recorded the fact of the loan with a correctly drawn up receipt or loan agreement, but the debtor does not want or cannot return the money received, then in this situation you have the right to file a claim with the court and demand a forced return of the money transferred on loan.

For filing statement of claim in 2019, you will need only one document - a receipt (or loan agreement) on the receipt by the defendant of money from you. To go to court, you will have to pay a state fee, which can be calculated on online state fee calculators, which are available in sufficient quantities on the Internet.

There are two types of litigation for the return of borrowed money:

Easy: this is when the defendant admits everything and simply does not have money or the defendant simply does not go to court and ignores the lawsuit. In these cases, the court decision will be issued by the court within one or two months and you will not have any special difficulties in the trial. You can even carry out such a case yourself without the help of a lawyer.
Complicated debt litigation this is a situation where you have a receipt, but the defendant, signing this document, does not recognize or dispute the very fact of transferring money to him. Similar difficulties also arise when there is a document on receipt of money, but there is no essential point in its text, and the defendant tries to fight back in court, using such an error in your proof of the transfer of money. In such cases, in order to successfully prove the fact that the defendant received funds from the plaintiff, it is often necessary to appoint a handwriting examination, as well as to summon witnesses to the court who can confirm the fact that the defendant has a debt to the plaintiff. Participation in the case of a lawyer, in such cases, increases the likelihood of a successful outcome of the litigation.

Sample letter of receipt of funds

If you think that you will need a large loan agreement or receipts to fix the transfer of money to someone, this is not so. You don’t even need a sample, how simple everything is! It is not necessary to write a lot of text in this case. Just a few correct lines - and the document drawn up will be a confirmation of the transfer of money in a certain amount to a certain person and sufficient evidence for their return through the court.

Last name, first name, patronymic, date of birth, place of registration of the debtor and creditor, as well as the exact indication of the amount of money transferred and the period for its return - these are the main points in writing both a cash receipt and a loan agreement.

In the presence of additional conditions, such as interest on the use of your money, do not forget to supplement the document with these circumstances.

Here, for example, is the simplest example of a receipt that can be used in 2019:

You can draw up a receipt both on a computer (you can use the image from the Internet), or by asking the debtor to write it with his own hand. In the latter case, you will have more evidence that in the future he will not say that he did not write any receipts at all and did not take money.

Lawyer Gennady Efremov

If you are planning to buy a car, apartment or land and have already drawn up a lease agreement with the seller, then think about how you will transfer money to him.

The contract of sale is, of course, good, but it does not confirm the fact of the transfer of funds. For this purpose, you need to make a receipt.

Moreover, this should be done both by the person who buys real estate or movable property, and the one who sells it. To protect yourself from the actions of scammers, you must definitely require a receipt from the seller.

How to write a receipt for receiving money, what are the requirements for its preparation in 2019, do I need to certify it with a notary or write it in the presence of witnesses?

To do this, you need to follow these rules:

The recipient of the money must write the receipt by hand.
Be sure to indicate in the text of the receipt the full name of the seller and the buyer, that is, the one receiving and giving the money, their dates of birth, passport details and registration addresses.
The amount of debt or funds taken must be written in both numbers and letters.
A receipt will not be considered correct if the date and signature of the recipient of the money does not end there.

The legislation of the Russian Federation does not establish type sample cash receipts. However, the sequence of writing the receipt must be observed:

There are clear rules that must be observed when issuing a receipt for receiving funds:

Validity period of the receipt

If the receipt has an end date for receiving funds, then the validity of the document is calculated until a specific date. If during this period the money is not transferred in full, then we will already talk about the limitation period.

The limitation period for claims is 3 years.. If within three years the recipient does not go to court with a claim for the recovery of the remaining amount in accordance with the contract and receipt, then he will not be able to prove anything in court.

If the receipt does not indicate the date of the final return of funds, then by default it is the date when the recipient requests the return of the money to him.

It is on the day when he demands it that the period of 30 days will begin to be calculated. That is how much time is given to a person so that he repays his debt to the seller.

Is the receipt legally binding?

Yes, it has. When drawing up a contract of sale or loan, it is recommended to draw up a receipt, regardless of the amount of the subject of the contract (Article 808 of the Civil Code of the Russian Federation).

Even a simple receipt, not certified by a notary, has the force of a full-fledged document, provided that it is correctly drawn up.

If you buy a new car in the showroom, then the fact of transferring money for the car is confirmed cashier's check. But what if you want to buy a used car? To confirm the fact of the transfer of money, you need to draw up a receipt.

It is important to draw it up correctly, in compliance with all requirements, indicating the necessary data about the recipient of funds.

A receipt is an important document on which the future of your car may even depend. If the other party wants to terminate the deal, then you will have written proof that the money was transferred.

Below is an example of a receipt for receiving money for a car:

Receipt

G. Nizhny Novgorod 04/11/2018

I, Kushnirov Vitaly Olegovich, born in 1981, living at the address: Nizhny Novgorod, Leninsky district, st. Reshetnikovskaya, 16/23, passport series 345 No. 123456, issued by the Avtozavodsk District Department of Internal Affairs on February 21, 2002, I confirm that I received from Samoilov Alexander Alexandrovich, born in 1975, residing at the address: Omsk, st. Amurskaya, 7, apt. 2, passport series 123 No. 245678 issued by the Ministry of Foreign Affairs of Russia on 04/07/2007, a sum of money in the amount of 50,000 (fifty thousand) rubles as an advance payment for receiving a Lanos car made in 2005, VIN 1M7GDM9AX4789F478, engine No. A12DMS12257B, under a purchase agreement sale concluded between us on 25.03.2018.

Shapovalov Igor Leonidovich, passport series AA No. 122887, issued by the Russian Foreign Ministry on February 16, 2009.

Olkhimovich Yulia Svyatoslavovna, passport series VN No. 548788, issued by the Ministry of Foreign Affairs of Russia on 02.05.2012.

signature Kushnirov V. O.

Witness Signatures:

signature Shapovalov I. L.

signature Olhimovich Yu. S.

Receipt for receiving money for land

To confirm the fact of receiving money for the sale of the land, the recipient of the funds must write a handwritten receipt in the presence of the buyer.

When it comes to receiving money for a land plot, then the area of the land plot must be indicated in the receipt.

A sample of a receipt for receiving funds for the sale of real estate is presented below:

Receipt

St. Petersburg

I, Tyulenev Anton Sergeevich, born in 1969, passport series 1234 No. 775664, issued by the Nevsky Department of the Ministry of Internal Affairs of St. Petersburg on June 10, 2003, registered and living at the address: St. Petersburg, st. Studencheskaya, 13, received from Izmailov Viktor Yuryevich, born in 1970, passport series 2221 No. 478856, issued by the Krasnogvardeisky Department of the Ministry of Internal Affairs. St. Petersburg on 03.10.2000, registered at the address: St. Petersburg, st. Pervomaiskaya, 13, living at the address: Moscow, st. Bolshaya Polyanka, 18, money in the amount of 500,000 (five hundred thousand) rubles as payment for a land plot located at the address: St. Petersburg, st. Ambarnaya, 18. A plot of 4 acres, cadastral number 20:10:200300:30–10 under a sales contract dated 03/14/2018.

The calculation is made in full. I have no claims against Izmailov V.Yu.

May 25, 2018 signed Tyulenev A.S.

Writing a receipt for receiving money for the sold square meters is a necessary step in the execution of a transaction for the sale of an apartment. The receipt serves as proof of the implementation of the financial part of the contract.

A standard sample of such a receipt is not established by law, therefore, sample documents may differ. However, the listing must include the following information:

If a receipt is drawn up for receiving a deposit for an apartment, then the following nuances are taken into account:

Before you draw up a receipt, you must conclude a contract of sale, which clearly spells out the form of payment: the amount of the deposit and the rest of the money.
If there are several owners of the apartment, then each of them must write a receipt for receiving funds from the buyer. Each owner writes the amount divided equally between them.
The receipt should not contain corrections, strikethroughs, additions.
Registration cannot be made in advance. It is necessary to draw it up after the fact, that is, on the spot, in the presence of the buyer of the apartment.
It is advisable to include in the receipt witnesses who can confirm the fact of the transfer of money.
If the property was sold in installments, then each time the money is transferred, it is necessary to draw up a receipt for their receipt.

Below is an example of a receipt from the seller of an apartment to receive money from the buyer:

Receipt

St. Petersburg 12.03.2018

I, Starov Konstantin Nikolaevich, passport series 3454 No. 998009, issued by the Federal Migration Service of Russia in the Frunzensky district of St. Petersburg on November 2, 2005, registered at the address: St. Petersburg, st. Pugachevskaya, 13 received from Ivanov Pavel Leonidovich, passport series 2245 No. 934544, issued by the Federal Migration Service of Russia in Moscow on December 25, 2003, registered and residing at the address: Moscow, st. Solyanka, 18b, in the amount of 3,000,000 (three million) rubles.

I have no claims against P. L. Ivanov.

The receipt was written voluntarily in the presence of witnesses:

Sokolova Elena Gennadievna, passport series 4435 No. 44566, issued by the Ministry of Foreign Affairs of Russia on 03/01/2004.

Turchinsky Egor Antipovich, passport series 4323 No. 433465, issued by the Russian Ministry of Foreign Affairs on May 17, 2009.

signature Starov K. N.

Witness Signatures:

signature Sokolova E. G.

signature Turchinsky E. A.

There are people who are dishonest. In order to benefit for themselves, some decide on a scam and go to court with a lawsuit, they say, they sold an apartment or a car, but never received the money.

In this situation, the buyer can prove the fact of the transfer of money by providing the court with a receipt.

In order for it to have legal force, it is necessary that:

it was filled in personally by the recipient of the funds;
all the necessary data about the buyer and the seller were entered into the receipt;
at the end of the document was the date of the receipt, as well as the signature of the person who received the money.

You can notarize the receipt, but this is not required.. Just a certified receipt from a specialist will allow the judge to quickly consider the case and make a decision not to issue a receipt for verifying the authenticity of the document, examination of the handwriting.

Only a photocopy receipt certified by a notary has no legal force. Also, you can not write a receipt with a black pen, you must draw it up with blue ink.

For reinsurance and 100% confirmation of the fact of transferring money against a receipt, some people demand that the receipt be certified by a notary.

Is it possible to do this and will such a receipt have legal force? Yes, of course, you can notarize it and it will be valid.

Moreover, if troubles arise and the seller goes to court, the buyer will be able to confirm the transfer of money. When the receipt is stamped and signed by a notary, the judge decides the issue in favor of the buyer.

A receipt from the sale of an apartment, house, land, and so on, is primarily necessary for the buyer. This document is an official confirmation that the money was received by the seller.

The receipt must be written personally by the recipient of the funds, clearly, legibly. It is not necessary to certify a receipt with a notary or indicate witnesses in it.

The main thing is that the document contains the necessary information about the seller and the buyer, about the amount of funds transferred, as well as the date and signature of the recipient of the money.

A receipt is one of the most common documents. However, not every one of us knows how to compose it correctly. We note right away that it is better to draw up at least some kind of receipt, even if it is “wrong”, than not to draw it up at all. But still, let's try to learn how to do it correctly.

Dear reader! Our articles talk about typical ways to resolve legal issues, but each case is unique.

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Receipt- a document confirming the fact of the transfer of something to someone. Most often, the role of something is a specific amount of money that you lend to another person for certain period. However, a receipt can confirm the transfer of not only cash, but also any other material assets.

How to compose correctly?

There are no officially established requirements for this document, however, when compiling it, try to remember the following rules:

All data in the receipt must be specified as detailed as possible.

The document must contain:

Full name of the lender and borrower (written without abbreviations);
dates of births;
details of an identity document (usually a passport plays this role - therefore, the series and number of the passport, the date of issue, the name of the unit that issued it) are indicated;
addresses of registration and actual residence of both parties;
the amount of the debt in figures and words (if we are talking about an amount in a foreign currency, it will not hurt to indicate the exchange rate valid at the time of the transaction);
the amount of interest for which the amount of money is given (unless, of course, you assign them);
loan repayment period (if the exact repayment date is not specified, the borrower is obliged to repay the required amount upon request within 30 days);
the date;
the signature of the borrower (do not be too lazy to compare it with the signature in the passport);

With the mutual consent of both parties to the transaction, additional items can be added to the document. For example, to stipulate interest that will be charged in case of delay in case of late payment of debt, as well as other penalties.

You should not type the text of the receipt on the computer and print it out. The best option- write by hand. Moreover, the borrower must do this himself.

In the case of computer typing, it may happen that the debtor suddenly renounces his obligations and the case goes to court - then a handwriting examination will be needed, for which the borrower's signature alone may not be enough.

Take your time! First, you can create a draft version of the document. Then read it carefully and, if necessary, make corrections, and then rewrite it clean.

If you begin to doubt the integrity of the borrower, or refuse the transaction before it's too late, or do not regret spending a little extra time and a small amount of money in order to certify the receipt with a notary.

His signature will guarantee the authenticity of this document and protect you from the borrower's possible excuses that, allegedly, when he gave the receipt, he was feeling unwell, or was drunk and so on.

Another option is to draw up a receipt in front of witnesses. The latter, if any misunderstandings arise, will be able to confirm the fact of the loan. The data of the witnesses who were present at the transaction (name, address, passport data, signatures) are also indicated in the document.

The participation of a notary or witnesses in the preparation of a promissory note is optional, but may become an additional guarantee of the return of funds.

By the way, by and large, both parties to the transaction are interested in drawing up an IOU. If you are a borrower, and for some reason the lender did not initiate the issue of compiling this document, we advise you to do so.

Having a receipt in hand, you can always confirm exactly how much and for how long you borrowed. Thus, you will protect yourself from an unscrupulous creditor if he decides to demand from you an amount exceeding that which you borrowed.

In our next informative article.

Sample

RECEIPT

I, Alexandrov Ilya Vladimirovich, born on April 10, 1974, (passport series 10 07 No. 333222, issued on March 23, 2003 by the Internal Affairs Directorate of the Gagarinsky district of the city of Nizhny Novgorod, registered at the address Nizhny Novgorod, Novaya St., d 7 sq. 77) and living at the same address, received from Vasin Nikolai Petrovich born on 10/22/1973, (passport series 12 09 No. 222333, issued on June 26, 2005 by the Internal Affairs Directorate of the Oktyabrsky district of the city of Tver, registered according to address Nizhny Novgorod, Stroiteley street, 76 apt. 23) in the amount of 20,000 (twenty thousand) rubles.

I, Alexandrov Ilya Vladimirovich, undertake to return the received funds in full to Vasin Nikolai Petrovich by December 28, 2015 with payment of interest in the amount of 20 (twenty) percent per annum.

Nizhny Novgorod

Alexandrov I.V.

Vasin N.P.

Quite often, money is taken not as a loan, but as a settlement for any valuables or real estate. Under such circumstances, the receipt should look like this:

RECEIPT

I, Alexandrov Ilya Vladimirovich, born on April 10, 1974, (passport series 10 07 No. 333222, issued on March 23, 2003 by the Internal Affairs Directorate of the Gagarinsky district of the city of Nizhny Novgorod, registered at the address Nizhny Novgorod, Novaya St., d 7 sq. 77) and living at the same address, received from Vasin Nikolai Petrovich born on 10/22/1973, (passport series 12 09 No. 222333, issued on June 26, 2005 by the Internal Affairs Directorate of the Oktyabrsky district of the city of Tver, registered according to address Nizhny Novgorod, Stroiteley st., 76, apt. Beautiful, 45, apt. 152 under the sale and purchase agreement dated July 28, 2015

I received the money in full. Claims against Vasin N.P. I have not.

Nizhny Novgorod

Alexandrov I.V.

Vasin N.P.

So, if you have been asked for a loan, protect yourself from excessive risk with a receipt.

Remember:

This document is handwritten.
The receipt indicates the maximum data of the lender and the borrower.
The amount owed must be written in words.
At the end in without fail the date of the transaction is indicated, and the signatures of the parties are put.

Does it have legal force?

This document is only briefly mentioned in our legislation (in particular, in Civil Code), but has the same legal force as, for example, a loan agreement (but cannot replace it). The receipt does not require mandatory certification by a notary or the presence of witnesses.

If you decide to lend money or valuables- take care of obtaining a receipt, which will become the main financial document certifying the fact of completion of this transaction. If the borrower refuses to fulfill its obligations to you, feel free to apply to the court, which is obliged to accept a receipt.

People often borrow money from each other.

But people often forget to return their dogs. And it doesn't matter whether you lent to a friend or a stranger. As they say, if you want to lose a friend, lend him a loan.

What to do in this case?

You need to know that in order to document the transfer of funds from one person to another, you need to draw up a receipt.

How to write a receipt everyone should know!

Remember! The fact of the transfer of funds is certified only by documents. It is impossible by law to prove the transfer of money by witness testimony.

Such documents can be checks, receipts for incoming cash orders, money orders, bank statements, but the most common way to verify the transfer of money from one individual the other is RECEPTION.

Therefore, no matter who the borrower is to you (friend, relative, boss), always draw up a receipt.

Howwrite a receipt correctly?

The text should preferably be written by hand. The borrower must personally write the receipt. This is necessary in case of handwriting identification by an expert.
It is necessary to indicate the passport details of each, both the lender and the borrower, and not just the last name, first name, patronymic.
Indicate the registration address and the actual address of residence of both parties in the transaction.
The amount of money borrowed by the debtor must be written in numbers and in words.
Do not forget to indicate the exact date of repayment of the debt amount.
The debtor must sign the receipt, as in the passport. State your initials.
The date of issue of the receipt is also required.

I would like to draw your attention to the fact that receipts are different. Some confirm the fact of simply transferring money on credit, that is, without indicating the intended purpose of the loan. Others certify the fact of payment for the purchase of a particular thing, etc.

The decision of the court depends on how correctly the receipt is drawn up.

A receipt certifying a monetary obligation:

RECEIPT

I, Isoyan Maxim Khadirovich, born on October 25, 1981, living at the address: Kurgan, Glinki village, Zarechnaya street, 12, registered at the address: Kurgan region, Vargashinsky district, Vargashi urban-type settlement, Matrosova street, 20, having a passport series 60 04 number 808977, issued by the police department of the Vargashinsky district of the Kurgan region on May 20, 2004, subdivision code 452-003, received from Kolosov Denis Valerievich, born on November 11, 1984, who has a passport series 37 04 number 808977, issued by the police department of the city of Kurgan, Kurgan region 27 March 2004, subdivision code 451-001, residing at the address: Kurgan, st. Prigorodnaya, 122, a sum of money in the amount of 16500 (Sixteen thousand five hundred) rubles 00 kopecks, and I undertake to return the latter no later than 01/19/2009.

(Date, signature)

The signature should be as in the passport and preferably not short. This is necessary in the event that a handwriting examination is carried out, if the debtor in court begins to deny the writing of the receipt. If the signature is small, then the experts, as a rule, cannot answer the question posed by the court, who owns this signature on the receipt, in view of the limited scope of the object of study.

A receipt certifying the fact of the transfer of money:

RECEIPT

I, Abdulvaleev Tagir Ebatovich , February 28, 1978, passport 37 03 879564, issued by the Department of Internal Affairs of Kurgan on December 15, 2003, subdivision code 451-001, registered and residing at the address: Kurgan Region, Kurgan, microdistrict 5, building 20, apartment 118, received fromDedov Andrey Yurievich , Born on November 13, 1987, passport 37 06 158963, issued by the Department of Internal Affairs of Kurgan on December 10, 2006, subdivision code 451-001, registered and residing at the address: Kurgan Region, Kurgan, st. Harvest, 125, money in the amount of 170,000 (one hundred and seventy thousand) rubles in payment for the last car I soldstamps VAZ-21093, 2007 year of manufacture, state license plate_X785SE45 identification number HTA21093OT1928615, model, engine number 21083-1951419 , chassis (frame) No. missing, body (cabin, trailer) No. 1928615 , color white belonging on the basis of a passport vehicle series 45MM No. 692446, issued by the State Traffic Safety Inspectorate at the Internal Affairs Directorate for the Kurgan Region, is registered with the MOTOR AMTS STSI at the Internal Affairs Directorate for the Kurgan Region May 19, 2007 about which a certificate of registration of the vehicle 45 MM692446 dated 19.05.2007 was issued.