How to find out the appraised value of an apartment in bti

The high value of immovable property and characteristic objects distinguish them into a separate category of property. Many transactions of a social and economic type are concluded with the involvement of housing and other types of property. Any agreement is drawn up according to the law after the estimated cost of the apartment according to the BTI is specified.

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This is an organization that is a bureau, one of the duties of which is the preparation of documents to confirm the legal "purity" of objects. Specialists are also authorized to assess property and issue a competent opinion.

What is an assessment for?

The inventory procedure is carried out for the conclusion of sales contracts, the transfer of an apartment as a gift and privatization. Another situation that requires an inspection is the calculation of the tax fee for housing.

Attention! You should pay attention to the amount indicated in the documents. Make sure that appraisers do not overestimate it.

Previously, the tax was determined from the inventory price, however, since 2015, the legislation is allowed to take into account this cost or the cadastral one. The procedure is ordered only on behalf of the apartment owner by submitting an application to the BTI branch at the registration address.

BTI apartment appraisal may be needed in several situations:

  1. The seller needs to quickly sell the apartment, so you need to make sure that the price is not too high, as too high an amount will scare away buyers.
  2. A similar need arises to eliminate the possibility that the value of real estate is underestimated. The goal is to protect against material losses.
  3. The conclusion will be presented to the buyer as proof of an adequate price, which corresponds to the condition of the apartment and the number of square meters.
  4. Entry into inheritance rights.
  5. Registration of a mortgage to provide an apartment as a pledge to a bank.
  6. For housing insurance in order to identify the limit of the compensation payment in the event of the events specified in the contract.
  7. In case of disputes related to real estate. An example is the division of property between spouses in the process of divorce.

BTI functions

The bureau is engaged in the formation of the technical price and operates on the territory of individual settlements and the Russian Federation (federal institutions of the Federal State Unitary Enterprise). In BTI, real estate appraisal is issued in the form of a certificate and is handed over to:

  • owner;
  • citizen entering into inheritance;
  • person acting on the basis of a power of attorney.

The procedure is carried out in the branch of the BTI, related to the address of the location of the property.

Estimated cost of the apartment according to BTI

It is planned that by 2020 the cadastral price (estimated) will completely replace the inventory price. The purpose of this innovation is to simplify:

  • property tax calculations;
  • actions of a notarial nature;
  • clarification of the amount for renting housing owned by the state;
  • accrual of compensation;
  • identifying the market price for the implementation of objects by government agencies.

Attention! The calculation of the cadastral value is carried out using a mass valuation procedure, which must be repeated every five years.

Regional authorities have the right to decide on the need for an assessment. They appoint executors to carry out such procedures by means of an auction. The list of objects to be inspected is compiled by Rosreestr.

The cadastral and market prices are as close as possible to each other, since when identifying prices, all factors that determine the impact on value are taken into account:

  • territorial location;
  • number of square meters;
  • economic factors of the settlement;
  • What year was the building built?
  • house type.

The results of the examination are approved by the subject and entered into the cadastral register for real estate objects (GKN). The value of the cadastral value is entered into the cadastral passport and a certificate from the State Property Committee.

Inheritance

The inherited apartment is also subject to appraisal. The price for the period when the successor takes possession is taken into account. The procedure for determining the cadastral value, in this case, is a mandatory moment of registration.

The conclusion will be required when visiting a notary in order to draw up all documents (in accordance with the law). Without an assessment, it is impossible to determine the amount of the fee that will have to be paid at the notary's office.

Another reason for the assessment is the risk of conflicts between persons on the list of potential heirs. When opening a case for entry into inheritance rights, an assessment document is also presented.

This article talks about typical ways to resolve legal issues, but each case is individual. If you want to know how to solve your particular problem - contact our consultant for FREE!

When selling

If the owner is going to sell the apartment (sell), the appraised value must be written in the contract. In this case, you can get the appropriate certificate in your hands at the MFC and BTI. In the future, at the price specified in the agreement, the tax due on the profit from the sale of housing will be calculated.

Market valuation procedure

Estimating the market value is usually necessary for transactions on the turnover of housing objects. Its size is comparable to the most probable amount of funds for the sale of an apartment in open competitive market conditions. It is understood that the parties to the transaction act within reasonable limits, and there is no impact of extraordinary events.

The most common reasons for identifying the market price:

  • exchange, purchase or sale of real estate;
  • assessment of the subject of pledge when using mortgage lending programs;
  • identification of the amount of the deposit in the fund or the authorized capital of legal entities;
  • resolution of conflict situations arising in the course of the trial;
  • home insurance.

The process of determining the market price is regulated by Federal Law 181. The procedure is carried out by employees of authorized organizations, which may be individual entrepreneurs or municipal enterprises.

Attention! The valuation company is financially liable in the event of damage resulting from an incorrectly determined price. This information is also spelled out in the legislation of the Russian Federation.

The result of the appraiser's activity is a report where the cost of a particular housing object is registered. The term of the contract and how much the procedure will cost the customer is determined by agreement with the company. The minimum price is from two to three thousand rubles. The average period of document activity is six months.

Many sites have the option of online calculators. With its help, the user can find out the approximate market value by entering certain parameters. Such services are designed to assist buyers and sellers of apartments in situations where documentary evidence is not needed.

Important! If you need to determine market trends in real estate in a particular locality, you should use online programs.

Documents required for evaluation

Help can be obtained by users who have provided:

  • statement;
  • title certificate for the apartment;
  • passport data;
  • power of attorney (when applying for a document of a representative).

Obtaining an appraiser's opinion is available in several ways:

  • personal visit to BTI;
  • contacting the MFC branch;
  • through the Internet.

The procedure is carried out on the principle of a single window.

When they can refuse

Rejection of the application implies several reasons:

  • incomplete list of documentation provided by the owner;
  • incorrect paperwork;
  • lack of originals or expiration of validity;
  • refusal to pay state duty;
  • lack of the right to issue a certificate from the applicant.

When a specialist of the MFC or BTI accepts the documents, a date will be set for the appearance for a ready conclusion. To do this, you need to visit in person or send a representative with a notarized power of attorney.

How to dispute

Sometimes there is a need to re-evaluate an apartment. This happens in the case:

  1. Information about the property object does not correspond to reality.
  2. Excess market value. The information specified in the certificate is sent to the tax organization.

On the basis of the prescribed amount, the income tax is calculated. The higher the housing value, the more money you have to pay. For this reason, it is important to find out the exact figure. Challenging the incorrect calculation is carried out by filing a statement of claim in the arbitration court. The defendant is the body that conducted the assessment procedure during the inspection of the object.

Attention! Indicate in the text of the application that a revision of the inventory value of the apartment is required and the reason. However, before going to court, it is worth trying to resolve the dispute with the help of a qualified lawyer.

The applicant is required to attach a number of required documents to the application:

  • registration certificate for the property;
  • a photocopy of the title certificate, certified by a notary in accordance with all legal norms;
  • documents confirming the doubtfulness of the conclusion;

An additional plus will be obtaining a certificate from an independent expert, where the estimated cost is prescribed. Special attention should be paid to the design of this document. It must contain:

  1. Number and date of receipt.
  2. Name of the applicant.
  3. Purpose of provision.
  4. Inventory price and note. Here you can find information about the encumbrance of real estate.
  5. Signature of the contractor and the management of the company that carried out the procedure.

The form must also be stamped.

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